Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics; feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
At Sapience, we're all about The How.
Important Video Interview about new liabilities for SMSF Trustees
An interview with David Glenn Special Legal Counsel TAL Insurance and Drew Browne Senior Advisor at Sapience about the new and important issue facing Self Managed Super Fund (SMSF) Trustees
Important update for SMSF Trustees
In August 2012, the Australian Government made an amendment to the SIS Act in Regulation 4.09. ASIC has made it very clear that compliance with Reg 4.09 is a non—negotiable requirement for SMSF Trustees.
Life can be complicated without the instructions
It's no argument this holds true for our financial and investment life too
LEGO building blocks have always been part of happy memories for so many of our clients (apart from stepping on a piece accidentally late at night getting for a glass of water). Many people don't realise they initially were made of wood with the plastic extrusion versions only beginning in 1947.
How to show meaningful support in times of grief
'In the end, we will remember not the words of our enemies, but the silence of our friends'. Martin Luther King, Jr
The future of business and its social, moral and commercial decisions
In January 2018 Ingvar Kamprad, the Swedish business genius behind the flatpack furniture giant IKEA, passed away at 91 leaving a business empire turning over $30 billion annually.
Moneyism’s and why what happens in childhood doesn’t remain in childhood
Let me tell you something you already know: there’s a clear connection between your attitudes and your wealth.
If you've taken a public vow of poverty and then you win the lottery, (or receive an inheritance, or an insurance payout), either way your money belief system will probably get in the way.
Empty words and missing statements
In a recent interview, I was asked for a copy of my company’s mission or values statement. Eek! Making a mission statement is something that I’ve resisted for some time so you can imagine my awkwardness at their request and the resulting exchange about why I don’t have one.
Don’t get me wrong, I have a written business manifesto of what I believe to be true, I have a clear brand essence document and I even have a detailed customer, supplier, and staff journey mapped out. Just not a mission statement.
- What to do when the other side has all the power and you have all the emotion
- Ask the hard questions early in business
- What comes to mind when you hear the word philanthropy?
- Always plan a future greater than your past
- There's never been a better time to be alive and under 35
- Working smarter not harder is bad advice
- Asking great questions is better than finding simple answers
