Blog

Breaking a lease on a rental property because of Domestic Violence

Author: Drew Browne

Date: 2019-05-15

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Information on how to support someone suffering Domestic Violence or Intimate Partner Violence and living in rented accommodation.

In 2019 new NSW Tenancy Laws supporting victims of domestic violence living in a rented property came into effect. If you live in rented accommodation and have been affected by domestic and family violence, you need to know there are new Tenancy Laws to help protect the victims of domestic violence. These new laws have implications for property managers, property renters and investment property owners alike.

Tips for when you’re looking to buy strata residential property

Author: Drew Browne

Date: 2019-05-14

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Sitting on the fence and thinking about whether to buy a strata property? Here's some tips to get you started.

If you're looking to buy into a residential strata property, there are many new things to consider and learn. Case Study Terry was looking to buy a 2 bedroom home in Sydney and came to us to arrange the investment mortgage. As the property was 17 years old there had been some renovations completed inside the unit and some repairs were still being made to the common property. As the…

What do you have to do as an Executor of a Will?

Author: Drew Browne

Date: 2019-04-27

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Being the Executor of a persons Will can be a maturing process and a great burden at the same time. For many people getting things organised and finally sorted, is one important way to help make that transition easier.

There are some life skills we should all get to know before we need to use them. One of those skills is knowing what you have to do as an Executor of a Will Here are 12 Steps to help you better understand what to do when you're the Executor of someone's Will.

8 Things couples can do to talk about money better

Author: Drew Browne

Date: 2019-03-12

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Getting better at talking about money together is about getting better together.

8 Things couples can do to talk about money better Practical ideas for happier conversations between savers and spenders.

How to begin talking about money with your partner

Author: Drew Browne

Date: 2019-03-11

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The control money has over what we can and can't do means it'll always influence our relationships, so we need to get better talking about it.

How do you begin talking about money with your partner (and avoid the shouting?) The problem with money is it’s an important part of our life and can’t be ignored, and most people have been taught to ignore it - to the extent talking about money can be the source of serious relationship problems.

Five Key mistakes people make with Powers of Attorney

Author: Drew Browne

Date: 2019-03-10

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We feel better when we understand how to protect and provide better

Have you ever found yourself locked out of your car, perhaps your house or even your phone? Some people find themselves locked out of their financial life due to sickness or injury when they can’t make decisions for themselves.

When happens when you're deemed too old for a home loan?

Author: Drew Browne

Date: 2019-02-19

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If you're about to retire in 20 years, can you still expect to get a 30 year mortgage?

Been told you're too old for a home loan? Just wait, the perfect storm is approaching. Australian's over 50 are being told they may be too old for a home loan, and Skyrocketing property prices means more Australians are being forced to rent forever

Get to know your New Credit Card Laws

Author: Drew Browne

Date: 2019-02-10

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There's a new problem in your pocket - New Credit Card Laws will catch many people out who need to apply for (or refinance) a mortgage.

Get to know your New Credit Card laws. New laws about credit card debts will be phased in from January 2019 and will have a long-lasting impact on your ability to refinance a loan, or even just apply for a mortgage. There's a new problem in your pocket.

Get to know your New Credit Score

Author: Drew Browne

Date: 2019-02-05

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Will the New Credit Score Laws make you stop and think before that next big purchase?

Get to know your New Credit Score. New Comprehensive Credit Reporting (CCR) has arrived (and it’s collecting a lot of new information about you and your financial behaviour.)

Frankly - I'm embarrassed about the Banks

Author: Drew Browne

Date: 2019-01-28

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Frankly we're embarrassed about Misconduct in the Banking, Superannuation and Financial Services Industry

A personal note from Drew Browne, Founder of Sapience Financial and Investment Services. Well, this is embarrassing. Let's talk about the elephant in the room — the soon to be released Banking Royal Commission report. Frankly, I'm embarrassed by much of the reported behaviours of big financial services.