Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, how to save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
Money is the 'Lord Voldemort' of topics; feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
At Sapience, we're all about The How.
The new role didn’t feel anything like it was supposed to — and the commercial world suddenly is not what it first seems
Life changes when your first child arrives, life changes when your first staff member arrives too.
You start to scan the horizon for threats and may even begin to see the business world around you as a less than welcoming environment in which you have to find a safe path through for your team to thrive.
The not so subtle effect of unconscious bias on decision skills
While I was sitting at the bus stop the other day, an elderly lady wearing a black head scarf sat down beside me.
She was clutching a rope of rosary beads, wearing more than an occasional crucifix and was manhandling a large bag of dry cat food too big for her single-use plastic carry bag.
How does the world see you? And who does Google say you are?
I have something uncomfortable to confess.
My website feels very 'white', doesn’t it? And no, I’m not talking about the abundance of white space around the text.
I mean, you know … 'White'.
Are morals, ethics, and business bad bedfellows?
Your customers may have already thought about this —and expect you have too
A few years ago I attended a two-day conference for business owners discussing the importance of valuing ethics and purpose in business ahead of just pure commercial gain.
Things were going great until someone stood up and asked, ‘that question…’
But wait, I'm getting ahead of myself.
The power of dissent is in the process, not the decision
Your ability to voice disagreement with a colleague in business is a critical process many usually avoid - until a decision hits the fan.
In the real world, disagreeing openly with others – for most people – is uncomfortable and difficult - that probably explains why it’s rare.
Regardless of the reason why, the outcome is still better for everyone
It's the one skill that rules them all...
Learning to be present. Why is this a business leadership problem?
Businesses don’t have good ideas – only good people do.
Business insights while standing in line, again
Have you ever wondered why you keep going back?
(Tales of shame from the Dry Cleaners)
Have you ever been so busy in life that you've forgotten whether you're still enjoying it?
Have you ever found yourself after a less than sparkling customer experience asking yourself, 'why do I keep putting up with this?'
I can relate.
Embrace your inner commodity - you know you have to
Death, BAS returns and Commoditisation
If there’s a single word that strikes fear in the heart of every forward-looking business owner more than, ATO Audit or HR Claim - it’s Commoditisation.
It’s like death, but not as you understand it.
Navigating the new casual business etiquette and the 7 things to look for in a new relationship
When browsing online, I came across an advertisement that seems to echo the desire of many business owners.
They want more from life.
Sometimes reading what other people want, can make for compelling reading.
We all want something.
- 5 Ways to see if your idea or an opportunity is worth pursuing
- Why just follow your passion is bad career advice
- Business life is a lot like a game of snakes and ladders
- Budgeting for Big Picture People
- What do you mean I have to come back to the office to work?
- The psychology of good decisions and sticky notes
- Taking the 'C word' out of social responsibility
