Our greatest freedom is
the freedom to choose our attitude,
to choose one’s own way


Victor Frankl - Man's Search for Meaning

We provide financial and insurance advice, education and consulting,
for small business owners, partnerships and their families


Everything we do is to help you Protect or Provide for those you love or are responsible for.
We're driven by a core philosophy about how we see the world around us and how we can help you become better at living life and we call it #KeepGoodGrowing


Small Business Risk Protection


Small business risk insurance advice

Life Insurance and Income Protection

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Financial Advice

Small business risk insurance advice

Additional & Special Needs Protection

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Mortgage and Debt Consolidation


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Investment Property & Negative Gearing

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Estate Planning

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Medical Professionals Health & Income Protection

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Insurance Claims Management


Expert assistance assisting clients through the claims process

Key Person, Shareholder & Capital Protection

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Super and Investing

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Second Financial Opinion Service

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A modern day Cinderella story

A modern day Cinderella story

The Cinderella like tale of Munro v Munro and how a simple preventable mistake, broke the hearts of his two daughters

To really understand this real-life story, to need to understand two simple legal facts about self-managed super funds:

  • The trustee of an SMSF has discretion who to give the balance of your SMSF account to when you pass away.
  • To remove this discretion and ‘bind the decision of the trustee to follow your instructions’, you need to sign a legally recognised Binding Nomination Form, making your wishes clear and override the discretion of the trustee.

Sounds simple enough, right?

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Who's your super beneficiary?

Who's your super beneficiary?

Who's your super beneficiary?

With superannuation now being a compulsory part of life, many people soon have significant amounts in their super and its growing at 9.5% per year - the minimum compulsory amount all employers are required to withhold from your income and deposit into your super account, for retirement.

In reality, if you passed away today, the value of your super benefit can be significantly higher because of the ‘hidden’ life insurance component.

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Our Connections

We're connected to every Life Insurance company in Australia

That means we can give you the best available option

Why this should matter to you

  • AMP
  • AIA
  • BT
  • TAL
  • comminsure
  • MLC
  • zurich
  • one path
  • macquarie
  • asteron
  • one path