Our greatest freedom is
the freedom to choose our attitude,
to choose one’s own way


Victor Frankl - Man's Search for Meaning

We provide financial and risk insurance advice for small business owners, partnerships, professionals and their families


Everything we do is to help you Protect or Provide for those you love or are responsible for.

We're driven by a core philosophy about how we see the world
and how we can help you become more Life Confident.


Small Business Risk Protection

Small business risk insurance advice

Life Insurance and Income Protection

life insurance icon

Financial Advice

Small business risk insurance advice

Additional & Special Needs Protection

additional needs protection icon

Mortgage and Debt Consolidation

mortgage and debt consolidation icon

Investment Property & Negative Gearing

investing in property icon

Modern Estate Planning

mortgage and debt consolidation icon

Medical Professionals Health & Income Protection

medical professional health and income protection icon

Insurance Claims Management

Expert assistance assisting clients through the claims process

Key Person, Shareholder & Capital Protection

key person and shareholder protection icon

Super and Investing

superannuation and investing icon

Second Financial Opinion Service

superannuation and investing icon

Browse Our Blog

Go on, you know you want to...

Go There!

Do you get paid Super on your overtime?

Do you get paid Super on your overtime?

Do you get paid Super on your overtime?

Well, the answer is usually no, but also that depends.

Your superannuation is your forced savings for your retirement, so it’s important to understand these two key features:

  • How much Super are you being paid?
  • How is it actually calculated when it comes to commissions, bonuses, overtime and back pay?
Read more
Is defacto inheritance tax hiding in your Super payout?

Is defacto inheritance tax hiding in your Super payout?

When is an inheritance tax not called inheritance tax?
When it's a super death payment tax of course!

Like to know more? Well, you should because this tax problem has special meaning for people with super, and adult children of people with super.

If you plan on leaving your superannuation to your now adult kids when you pass away, there's a strong possibility your super death benefit payout will be hit with tax.

Read more

Our Connections

We're connected to every Life Insurance company in Australia

That means we can give you the best available option

Why this should matter to you

  • AMP
  • AIA
  • BT
  • TAL
  • CommInsure
  • MLC
  • Zurich
  • One Path
  • Macquarie
  • Asteron
  • Clear View
  • NEOS