Financial Calculators

These financial calculators are powered by the ASIC *MoneySmart website and can help provide clarity to achieve a financial goal.

Life Insurance needs calculator

Life Insurance needs calculator
Determine if you may need life cover and how much you may need.

Managing your Money

Savings goals calculator
How long to reach your savings goals
Compound interest calculator
What saving a regular amount achieves
Income tax calculator
What's your take-home salary after tax and Medicare
Your net worth calculator
Measuring your current financial situation
Budget planner

Borrowing and Credit

Mortgage calculator
How much will my repayments be?
Mortgage switching calculator
Will you will save money by switching to another mortgage?
Mortgage health check
How well you are coping with your mortgage
Personal loan calculator
How much will the repayments be?
Credit card calculator
How much you'll save by making higher repayments

Superannuation

Retirement planner
How to boost your super
Superannuation calculator
How fees affect your payout
Super contributions optimiser
Which type of super contribution will give your super the biggest boost
Super vs Mortgage calculator
The effect of putting extra money into a mortgage or super?
Super co-contribution calculator
For when you're looking to boost your super
Employer contributions calculator
How much super you should be getting from your employer

Retirement

Retirement planner
What income you are likely to have from super and the age pension when you retire?
Super and pension age calculator
Work out when you can get your super or apply for the Pension
Account-based pension calculator
How long your super account pension last

Investing

Managed funds calculator
How fees and costs affect your investment
Margin loan calculator
Only for dedicated investors who actively monitor and manage their investments

*ASIC is the Australian government's Financial Services Regulator and MoneySmart is their customer-facing website.

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Drew Browne is an Authorised Representative and Sapience Corporation Pty Ltd. ABN 29 086 679 718 is a Corporate Authorised Representative of an Australian Financial Services Licensee AFSL Shartru Wealth Management Pty Ltd #422409 ABN 46 158 536 871. Any information provided is general advice only and we have not considered your personal circumstances. Before making any decision on the basis of this advice you should consider if the advice is appropriate for you based on your particular circumstance. Sapience Financial is a Trauma Informed Organisation (TIO) and affirms the Darlington Statement on Intersex Human Rights Australia.

Sapience Financial acknowledges the Traditional Custodians of Country throughout Australia and their continuing connection to land, waters and community. We pay our respect to them and their cultures, and Elders, past, present and future.