Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics; feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
At Sapience, we're all about The How.

Want the biggest benefit for your buck? Now you're thinking like a Philanthropist
Small Business Philanthropy - and it’s not about money
What comes to mind when you hear the word ‘philanthropy’?
Perhaps big businesses with big budgets and big personalities like Buffett, Gates, and Oprah or just a word that's really hard to spell? But where does small business fit into the conversation about philanthropy, business social responsibility (BSR), and giving back to the community in meaningful ways?

Here's a funny thing about maps
Tom Street in the Sydney suburb of Ermington can be found on map 212 of the 2005 UBD Sydney Street Directory.
But you’ll have a problem trying to drive there; because it’s not actually there. A quick search of Google Maps satellite imaging confirms that it never was there.
It’s a fake street.

When is enough learning, enough?
How often have you found yourself at a conference or training course only to find the only real usable value you’re taking home, is the value you created for yourself?

Good boundaries make for good businesses.
Over the years I’ve learned that good boundaries make for good businesses.

The new role didn’t feel anything like it was supposed to — and the commercial world suddenly is not what it first seems
Life changes when your first child arrives, life changes when your first staff member arrives too.
You start to scan the horizon for threats and may even begin to see the business world around you as a less than welcoming environment in which you have to find a safe path through for your team to thrive.

The not so subtle effect of unconscious bias on decision skills
While I was sitting at the bus stop the other day, an elderly lady wearing a black head scarf sat down beside me.
She was clutching a rope of rosary beads, wearing more than an occasional crucifix and was manhandling a large bag of dry cat food too big for her single-use plastic carry bag.
- Diversity matters – is your website a little too white?
- When should a business express an opinion on a moral or social issue?
- Dissenters and trouble makers are not the same thing
- The business case for becoming a present person
- Grumpy Dry Cleaners and the curse of cat hair
- Embrace your inner commodity - you know you have to
- Looking for a business partner for fun times?