Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Accidents happen - everywhere
The latest injury statistics are in; and they’re a stark reminder accidents can happen anywhere.
As most serious accidents are now less likely to happen at work, it's even more important to have your own disability insurance policy and income protection, in place to cover you at home.
Quick Federal Budget Summary for 2024-2025
The 2024-25 Federal Budget has a number of highlights relevant to many of our clients, friends, and supporters explored further below.
Here are some important things about taxes and retirement savings from the Budget that can help people and businesses plan their finances.
The risks of getting shown the Red Card as an SMSF Trustee
In soccer, a player who is shown a red card is instantly sent off the field, disqualified from playing for the remainder of the match and cannot be replaced. The red card is issued for serious offences, violent conduct, dangerous play, and any action that brings the game into disrepute.
But in the world of SMSF, a red card from the regulator, the ATO, is much more painful and can be a permanent ban on a person ever being able to be the Trustee of their SMSF.
Managing the burden of student loans
If you’ve ever been a student striving for higher education in Australia, it won't take long before the terms 'HECS loan' or 'HELP loan' are likely to come up in conversation about ways to pay education tuition fees.
Close by are the questions about, 'Should I make voluntary repayments to my outstanding HECS-HELP debt,' and even 'What happens to my HECS-HELP debt if I die?
- Plan on leaving a meaningful inheritance, not a nightmare
- Test your Christmas Trivia Skills in 2023!
- Challenges mount for SMSF Auditors: A Tough Year Turns Tougher Ahead
- Everyone needs to know more about Diabetes
- Save your First Home Deposit Faster with the First Home Super Saver Scheme (FHSS)
- Getting control of SMSF Liquidity Risk
- Hot Chips, Seagulls, Relatives and the Tax Office
