Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
LMI: the good the bad and the ugly.
Using lenders mortgage insurance (LMI) is one way to buy a property without having the 20% deposit which is typically required by most lenders.
Quick Federal Budget Summary.
The 2018-19 Federal Budget has an emphasis on retirement planning and contains several important considerations which may affect both retirees and pre-retirees, explored further below.
Severity Based Insurance (SBI) is a more comprehensive high-grade alternative to the traditional 'all or nothing approach' to Crisis/Trauma and Income Protection insurance.
How is it different to traditional Crisis/Trauma and Income Protection insurance policies?
The question is more about 'when', not 'if'. Financial life is, well complicated.
We all experience a dry spell from time to time and if you're in business a cash flow squeeze. It's the part of life that happens to everyone.
But then to make matters worse comes slow debtors, perhaps sickness or accident forcing time off work, supporting frail aged parents with declining health or maybe a family law court financial settlement after a relationship change or retrospective investment property land tax (thankyou OSR).
Financial life when we're honest is complicated.
- What to teach your children about money, before they are 10
- Would you prefer to talk with your teenager about sex or money?
- When is it possible to get early access to my super?
- Who gets your super and its life insurance, when you die?
- How to split expenses as a Couple
- Downsize your home and put the profit into your super
- Who can make emergency medical decisions for you?
