Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics; feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
At Sapience, we're all about The How.
If you're looking to buy into a residential strata property, there are many new things to consider and learn.
When you buy into a property with a strata management service in place there are additional risks to manage and background checks to run with your conveyancer or solicitor
Here are some of the things we discussed with a client about to purchase into a strata property.
There are some life skills we should all get to know before we need to use them.
One of those skills is knowing what you have to do as an Executor of a Will
Here are 12 Steps to help you better understand what to do when you're the Executor of someone's Will.
8 Things couples can do to talk about money better
Practical ideas for happier conversations between savers and spenders.
How do you begin talking about money with your partner (and avoid the shouting?)
The problem with money is it’s an important part of our life and can’t be ignored, and most people have been taught to ignore it - to the extent talking about money can be the source of serious relationship problems.
Have you ever found yourself locked out of your car, perhaps your house or even your phone?
Some people find themselves locked out of their financial lives due to sickness or injury when they can’t make decisions for themselves.
Been told maybe you're too old for a home loan?
Just wait — the perfect storm is approaching.
- Australians over 50 are being told they may be too old for a home loan
- Skyrocketing property prices mean more Australians are being forced to rent forever
- And this can lead to an increased risk of homelessness for older people who get sick and can't continue to work, and rent forever.
- Get to know your New Credit Card Laws
- Get to know your New Credit Score
- Frankly I'm embarrassed about the Banks
- How to nominate who gets your insurance and super payout
- Breaking Bad Money Habits and What would Mary Poppins do?
- The One Question I ask myself each Christmas
- If you expect to retire, you need to upgrade your financial literacy now
