Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics — feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
At Sapience, we're all about The How.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
Getting money out of super early on compassionate grounds
Many people are unsure about whether they could get early access to some of their superannuation funds.
While this is a very complicated task (and perhaps the stuff of urban legend) it's worth setting the story straight; so you know where you stand with your super.
Did you know you can now claim a tax deduction for making a personal contribution to your super?
Previously, most Employees were excluded from claiming a tax deduction for their personal contributions to super.
How do you compare home loans so you find what's right for you?
That's often the $64,000 question we're asked by our clients.
So here are six keys to start your thinking.
In 2019 new NSW Tenancy Laws supporting victims of domestic violence living in a rented property came into effect.
If you live in rented accommodation and have been affected by domestic and family violence, you need to know there are new Tenancy Laws to help protect the victims of domestic violence.
These new laws have implications for property managers, property renters and investment property owners alike.
If you're looking to buy into a residential strata property, there are many new things to consider and learn.
When you buy into a property with a strata management service in place there are additional risks to manage and background checks to run with your conveyancer or solicitor
Here are some of the things we discussed with a client about to purchase into a strata property.
There are some life skills we should all get to know before we need to use them.
One of those skills is knowing what you have to do as an Executor of a Will
Here are 12 Steps to help you better understand what to do when you're the Executor of someone's Will.
- 8 Things couples can do to talk about money better
- How to begin talking about money with your partner
- Five key mistakes people make with Powers of Attorney
- What happens when you're deemed too old for a home loan?
- Get to know your New Credit Card Laws
- Get to know your New Credit Score
- Frankly I'm embarrassed about the Banks
