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Some decisions should never be left to chance (because you may not survive the outcome)

In Australia, the ability to make your own medical decisions is referred to as your 'decision-making capacity.' And when you have it, you probably don't think about it much.  But when a person loses their decision making capacity (eg: due to a temporary illness, surgery, motor vehicle or workplace accident, or a more permanent cognitive decline), someone else needs to step in to make those medical decisions on a person's behalf.

The good news is you can appoint your own Person Responsible with legal authority to consent to (or even refuse) medical treatment on your behalf. But here is the problem; you need to have this legal document in place ahead of time, before you need it.

Read in this article

Who is my default (government appointed) 'Person Responsible’?

For folks who have yet to make this key adult decision themselves, the government has already made this decision for you (and you might not like their choices).

The law has set up a default legal hierarchy that kicks in for you, if you haven't made this formal legal nomination yourself.  And relying on the governments list of choices, can lead to unintended consequences; from significant distress for your loved ones who may not have the emotional ability or maturity, to make such decisions on your behalf through to relying upon an ex partner to make the best decision for you, during your vulnerable time.

There is a special legal order (hierarchy) that your Doctor must follow to get consent for medical treatment, if you are incapable of making medical decisions for yourself. In NSW the relevant Act is The Guardianship Act 1987 (NSW) and all other Australian states and territories have guardianship laws that are broadly similar.

Why this is One Key Adult Decision Not to Leave to Chance?

Imagine a scenario where you're unable to make medical decisions for yourself. Without a written directive, all medical professionals are legally required to follow a decision hierarchy about who can make medical decisions on your behalf - and it starts with your closest biological relatives.

While this might work for some, it's far from ideal for everyone.

  • Elderly Family Members: Some people have family members who may now be frail aged, living with additional needs or whose decision making capacity's are very different to your own. Recognising that leaving your own medical decisions to these folks may create more distress and confusion, so nominating a long term Best Friend to have the legal authority to act on your behalf, makes good sence.
  • Chosen Family Matters: For folks in the LGBTIQ+ community, their 'chosen family' are their strongest support network, often more so than biological (often estranged) relatives. Ensuring these trusted individuals of choice have the legal authority to act on your behalf, is crucial.
  • Bridging Distances: If you're an expat living abroad, your immediate family might be thousands of miles away. Designating a local, trusted friend or relative ensures timely and informed decision-making.
  • Navigating Complex Relationships: Sadly, not all family relationships are harmonious. If you're estranged from biological family or want to prevent an ex-partner (even a "psycho ex") from inadvertently gaining control over your medical choices by default, a formal nomination is essential.

How to Clearly Nominate Your own 'Person Responsible'

If you ever find yourself in a position where you need someone else to make important medical decisions on your behalf, the most effective way is to set up a legal document ahead of time called a Power of Enduring Guardianship. This important legally binding document allows you to nominate in writing who you want to be your Person Responsible for medical decisions.

Your Person Responsible chart hierarchy Sapience Financial

Why Legally Nominate Your Own 'Person Responsible'?

  • Informed consent: Medical and dental practitioners have a legal and professional responsibility to get consent to treatments before treating a patient.
  • Respecting Your Wishes: By formally appointing someone in writing, you ensure your medical decisions align with your personal values, beliefs, and preferences, even if you can't communicate them. This includes critical choices about life-sustaining treatment, pain management or specific interventions you'd want or not want.
  • Avoiding Uncertainty and Conflict in your Family & Extended Relationships: Without a formal legal nomination, if you lose mental capacity, healthcare professionals must follow a legal hierarchy (spouse, then children, etc.). This can cause confusion, delays, and painful disputes among family members. A formal documented appointment eliminates this ambiguity, designating a single, trusted individual to speak for you and protecting your loved ones from added burden during a crisis.
  • Appointing the Right Person: The default legal hierarchy might not select the person you'd truly trust with such intimate decisions. You can choose someone who understands your values, remains calm under pressure, and can effectively advocate for your best interests, rather than someone higher on a default list.

Suddenly facing unexpected medical decisions is not something we plan for, but can plan to be ready for.

Why bother making this decision now?

A nominated Person Responsible is not necessarily the patients next of kin or carer. Hopefully you will never need to rely upon a Power of Enduring Guardianship document but if you do, you probably won't have enough time to get that arranged on the spot.

If you haven't yet nominated your Person Responsible, contact us for a confidential chat about your options.


FAQ's

Your Questions about what is a Person Responsible, and why do I need one Answered. Here’s a quick summary of what you need to know about nominating your own Person Responsible .

What is a 'Person Responsible' and why do I need one?

A "Person Responsible" is someone you legally appoint to make medical decisions for you, if you can't make them for yourself. It's super important because if you haven't chosen someone, the law has a default list of who gets to decide – and it might not be the person you'd want!

So, who does the government pick if I don't choose someone myself?

The law has a pre defined hierarchy of folks that usually starts with your closest biological relatives, like a spouse, then children, and so on. This might be fine for some, but for others, it could mean that someone who doesn't know your wishes, or who you're not close to, could be making critical decisions about your health.

How do I appoint my own 'Person Responsible'?

You can do this by setting up a legal document called a Power of Enduring Guardianship. This lets you nominate, in writing, the person you trust to make medical decisions on your behalf. It’s best to get this sorted out ahead of time, before you actually need it.

Why is it so important to legally nominate someone myself?

By choosing your own person, you can make sure your medical decisions are in line with your own values and wishes, even if you can't communicate them. It avoids confusion and potential conflicts between family members during what is already a stressful time. Plus, you get to pick someone who you know will be calm under pressure and advocate for what's best for you.

I'm in a same-sex relationship/de-facto partnership, is this something I should be thinking about?

Absolutely. If you're not legally married, your partner might not be the first person on the default list. To make sure your partner has the legal authority to make decisions for you, it's a great idea to formally appoint them using a Power of Enduring Guardianship. This also applies if you have a "chosen family" that you're closer to than your biological relatives.

Sources & Further Reading


author pic drew browneDrew Browne is a specialty Financial Risk Advisor working with Small Business Owners & their Families, Dual Income Professional Couples, and diverse families. He's an award-winning writer, speaker, financial adviser and business strategy mentor. His business Sapience Financial Group is committed to using business solutions for good in the community. In 2015 he was certified as a B Corp., and in 2017 was recognised in the inaugural Australian National Businesses of Tomorrow Awards. Today he advises Small Business Owners and their families, on how to protect themselves, from their businesses.  He writes for successful Small Business Owners and Industry publications. You can read his Modern Small Business Leadership Blog here. You can connect with him on LinkedIn Any information provided is general advice only and we have not considered your personal circumstances. Before making any decision on the basis of this advice you should consider if the advice is appropriate for you based on your particular circumstance.

Written by Human Not made by AI sapience financial

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