Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
The risks and responsibilities of a small business company director
The frustration for many small business owners is nobody tells you everything you need to know.
The education journey of a small business owner can be a steep one.
A key part of going into business seems to be an acceptance of ‘always needing to learn something more' and to remember you're usually both the technician and the director of the company - a juggling act that carries more responsibility than many people initially appreciated.
It's enough to make you want to wash your mind out
What a mess.
Well the Banking Royal Commission (aka Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry) closed in early 2019 and 76 recommendations were made spanning the Banking, Superannuation and Insurance industry and the government’s regulators a plenty.
So what is the final outcome of the Banking Royal Commission?
We’ve tried to distill the main themes down to 4 simple points below.
All the depressing and reprehensible details you can read yourself, here .
The changing face of work and how it will affect us all
Over the last decades, the world of work has changed dramatically. While the traditional career model of a job for life is fading, self-employment and ‘gig’ working is becoming more commonplace.
The hard reality is while the emerging gig economy promises flexibility, our banking and superannuation systems have not kept up with the changes and now only adds to the new stressors our community of casual workers is facing.
Have you ever thought about running a small business on the side while working your full-time job?
Perhaps you're already part of the new gig-economy and providing work-on-demand services back to your past employer.
For many people, working a side hustle is becoming more and more important in our growing world of temporary contracts and flexible working hours.
While providing flexibility (and promising better work-life harmony), growing a side business also requires a new business owner to learn new skills and new habits, before success arrives.
Here are some common financial mistakes time-poor new business owners can avoid.
- Are you feeling like your life and business have been Kidnapped by the Covid-19 Virus?
- Under 25 and have less than $6,000 in your super?
- Friends, Flatmates or Defactos and how to tell them apart
- Coronavirus, Life Insurance, Income Protection and You
- Standing with you through COVID-19
- Special Alert: End of Agreed Value Income Protection
- Creating wealth and prosperity is extra hard work
