Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Confessions of a 13 year old iced-doughnut-fuelled loan shark.
People ask me when was the first time I thought about money matters in a more structured and deliberate way?
I must confess it was a childhood experience that led me astray and taught me the 7 early financial lessons of the schoolyard.
How we think about our money dictates so many of our responses to it - and most of them are subconscious and invisible.
Now, this is not some pretend self-help article about 'positive thinking with positively no actual doing' where you're told to sit and 'think yourself rich'.
If that worked, the tax department wouldn't need to get people to pay their taxes; you could just 'think about' it for them instead.
We all have to learn how to use financial tools to our advantage to get ahead in our financial life.
Learning how to use key financial tools is one of the habits of wealthy people… not learning how to use those same financial tools, are often the habits of people who don’t get ahead.
Do you get paid Super on your overtime? Well, the answer is usually no, but also that depends.
Your superannuation is your forced savings for your retirement, so it’s important to understand these two key features:
- How much Super are you being paid?
- How is it actually calculated when it comes to commissions, bonuses, overtime and back pay?
- Is defacto inheritance tax hiding in your Super payout?
- What does a Comfortable Retirement actually cost?
- When can you get money out of Super early on compassionate grounds?
- Claim a tax deduction for making a personal contribution into your Super
- How to compare home loans
- Breaking a lease on a rental property because of Domestic Violence
- Tips for when you’re looking to buy strata residential property
