Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Supporting the siblings of people living with a disability or chronic health condition
Today there are 2.1 million Australians of working age (15 – 64 years) who are living with a chronic illness or have a disability; from mild to profound.
So it's fair to assume there are also a lot of siblings of those same people living with a disability or chronic illness.
- We often forget that for every person with a disability, there’s probably a sibling or extended family member helping support them or who act as the financial backup for that person too.
We all have to face the statistical realities of life. But did you know there are statistical realities for business too?
The problem for business owners and professional partnerships is the concentration of people increases the risks they face and this needs to be managed.
- There are some statistics in life that you simply need to know so you can make better choices.
Most people wouldn't dream of traveling overseas without Travel Insurance to protect their luggage and their health. Nobody wants to be stranded overseas with no luggage or worse, in a foreign hospital hoping the local doctors have the right skills and medication (and sanitation standards) that are not going to put you at greater risk.
Not running with Scissors and Credit Cards
As a kid, I clearly remember the repeated warning about the dangers of running with scissors.
What I didn't hear was the dangers of running off with a credit card, and I wonder which one has caused me more damage in my life so far?
Can you relate?
Are you feeling sandwiched between looking after your adult children and elderly parents?
Maybe you find yourself facing financial demands from both your own young family and your older family? You're not alone.
Welcome to the life of the Sandwiched Generation.
- Confessions of a 13 year old loan shark
- How we think about our money dictates many of our responses to it
- Master the dark arts of using an Offset Account to reduce your mortgage
- Do you get paid Super on your overtime?
- Is defacto inheritance tax hiding in your Super payout?
- What does a Comfortable Retirement actually cost?
- When can you get money out of Super early on compassionate grounds?
