Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
One day you’ll be ready to retire (whatever that may look like)
The idea is then you can slow down (or stop) working and spend more time doing the things you enjoy. But what are your options when it comes time to access your super?
How will you be using your superannuation balance? Lump-sum or regular income stream - or a combination of both?
Until then, many of us are also taking an active interest in our elderly parent's financial position in their retirement. Many of us are either the paperwork or financial backup, so it pays to have an idea of what they’re working with too.
Investing in turbulent times seems to be a constant feature of investing - and perhaps this is part of the new normal
The last few months have proven a tough time for many investors and super fund members as share market volatility continues to wreak havoc on the expected performance of many investment portfolios.
In light of this, we thought it a helpful idea to take a look at four behavioural mindsets that can paralyse investor's thinking when they need to be the most level-headed.
The risks and responsibilities of a small business company director
The frustration for many small business owners is nobody tells you everything you need to know.
The education journey of a small business owner can be a steep one.
A key part of going into business seems to be an acceptance of ‘always needing to learn something more' and to remember you're usually both the technician and the director of the company - a juggling act that carries more responsibility than many people initially appreciated.
It's enough to make you want to wash your mind out
What a mess.
Well the Banking Royal Commission (aka Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry) closed in early 2019 and 76 recommendations were made spanning the Banking, Superannuation and Insurance industry and the government’s regulators a plenty.
So what is the final outcome of the Banking Royal Commission?
We’ve tried to distill the main themes down to 4 simple points below.
All the depressing and reprehensible details you can read yourself, here .
- The changing face of work and how it will affect us all
- Growing a side business while working a full time job?
- Are you feeling like your life and business have been Kidnapped by the Covid-19 Virus?
- Under 25 and have less than $6,000 in your super?
- Friends, Flatmates or Defactos and how to tell them apart
- Coronavirus, Life Insurance, Income Protection and You
- Standing with you through COVID-19
