The Curse of a Post Office Will Kit
Voodoo, Gypsy Curses, Newsagency Will Kits, and other bad ideas
For as long as we’ve told stories, we’ve told stories about curses. Often, they’re punishments, occasionally they’re strictly allegorical, sometimes they are hopeful, and sometimes they’re just plain bad luck.
Mummy curses are relatively familiar to most people, followed by those more personalised ones pronounced by a Hattian Voodoo Priest. For the theatre lovers, the Shakespearean Macbeth comes to mind — so the story goes, a coven of witches objected to Shakespeare using real incantations, so they put a curse on the play — and who dare forget the curse of Tutankhamen's Tomb and of course, Indiana Jones and the Ark of the Covenant.
Read in this article
The Modern Day Curse of The Quick Fix
There are some tasks so important in life that they require more knowledge than a quick online search late at night after the kids have gone to sleep. But for some time poor people, the allure of a quick fix today over a carefully understood solution for tomorrow, can create a problem later that will plague those we love who are left to deal with its effects.
The curse of the quick fix usually leads to the same end result - a problem that usually involves a very costly fix.
Author Alexander Chee in his novel, The Queen of the Night, tells us, ‘Our true misfortune is “not that we cannot choose our fate, but that we can.”
It seems when it comes to human nature, our misfortunes are much easier to bear when we can blame them on the gods, evil spirits, or someone else. Our guilt is much easier to stomach when we view events as forever operating outside of our power to control.
Three certainties in life: Death Taxes and Probate
A range of do-it-yourself Will booklets have sprung up in recent years in Australia, giving people seemingly cost-effective options to DIY their own Wills.
These cheap documents prey on unsuspecting people and their insecurities promoting the questionable logic of, ‘something is better than nothing’. For an impulse guilt purchase of $20, who wouldn’t want a quick fix to calm a lazy conscience? But what happens then?
Creating any document with legal ramifications is complicated, and the same goes for your Will, regardless of the size of your estate. But human nature kicks in and most of these documents then stay in the kitchen draw - hopefully where the Wills Executors will later find them in the years to come, perfectly preserved, crystal clear, and completely legal and unchallengeable. (yes — sarcasm.)
The ‘Curse’ of the Homemade Will
On numerous occasions when dealing with so-called homemade Wills, I have seen they are a curse. Homemade Wills which utilise what is sometimes known as an over-the-counter ‘Will Kit’ (or a downloadable form from somewhere) are not much better.
This case study proves the point.
Estate Planning & Wills | Terrance's Story
The facts – Terrance has used a $20 DIY Will, hoping that would ‘be enough’. After he passed away, his family had to settle his affairs, and probate was required.
The problem – The law requires a legal Will to be witnessed by two competent witnesses. In this case, Terrance had signed the DIY documents where one of two independent witnesses was required to sign, leaving space for only one witness. The single witness did so in the remaining space. The witness was also elderly at the time of witnessing the Will. This was an easy oversight because the signing provisions of the DIY kit were close together (perhaps to reduce the use of paper?).
The result – As a result of the Will being executed and witnessed incorrectly, the family’s Executor had to apply to the court for special consideration - and the costs of applying for the administration of the estate skyrocketed. Problems began when siblings of the deceased were not on speaking terms, family arguments meant others were reluctant to consent to the appointment of the Executor, and others were temporarily unavailable, another uncontactable because they had moved away and changed surnames.
The cost – The cost of the application to the court was at least 4 times what a normal application would have cost, and took 6 months rather than the general 6 weeks it would take if the Will had been properly executed.
Pro Tip: While you may think you're saving money initially by purchasing a DIY Will, you must take into account that the cost of administering (and challenging) your estate, comes from your estate. The cost of the above matter meant that there was less to distribute to the intended beneficiaries. The issues that arose from the simply incorrect witnessing were easily avoidable, and the family traumas and unnecessary arguments would have been avoided too.
Estate Planning & Wills | Kathy Story
Master Sanderson, Rogers v Rogers Young [2016] WASC 208
Kathleen Rogers loved her daughter, Alexandra.
Mum’s Will left everything to her. Mum died of cancer when Alexandra was not yet 18. The Estate was intended to be held in trust until Alexandra was 25.
- Unfortunately, mum’s newsagent Will Kit did not agree.
- The Will was ambiguous as to what '25 years of age' meant.
The DIY Will kit ended up costing the daughter an additional $200,000: $100,000 to attack a Will and $100,000 to defend and the costs were all paid by the estate, so 18-year-old Alexandra lost out here.
Save your loved ones the headaches and stress. Use our Modern Estate Planning service to get your estate planning documents and Wills finally sorted.
Frequently Asked Questions: The Risks of DIY Estate Planning
But isn't a cheap Will kit better than having no Will at all?
It’s a tempting thought, but often a dangerous one. If you die without a Will (Intestate), the law follows a predictable, if rigid, formula. A faulty DIY Will, however, is a Financial Train Wreck in waiting. It creates ambiguity that invites legal challenges. In 2026, the cost of an "Informal Will" application to the Supreme Court can easily exceed $20,000, dwarfing the original $20 cost of the kit.
What is the most common mistake in a DIY Will Kit?
Incorrect execution is the leading cause of Will failure. For a Will to be Absolute, it must be signed by the testator in the presence of two witnesses who are both present at the same time. If one witness leaves the room or if a beneficiary signs as a witness, the gift to that beneficiary is often void. A professional advisor ensures the "Chain of Custody" is legally robust.
How do I calculate the 'False Economy' of a DIY Will?
To see the reality of a DIY purchase, consider the potential depletion of your estate through litigation costs ($L$). If a professional Will costs $P$ and a DIY kit costs $D$, the real cost of the DIY kit ($C$) if contested is calculated as:
$$C = D + L$$
Where $L$ (Litigation) is often 100x the cost of $P$ (Professional Advice). For a $1,000,000 estate, a contested Will can consume significant percentages of the total value in legal fees before a single cent reaches your family.
If I've already used a Will Kit, is it a lost cause?
Not at all. You’ve taken a positive first step by acknowledging the need for a plan. However, you should view it as a temporary placeholder. The wisest move is to bring that document to a specialist to use as a starting point for a professionally drafted document. This ensures your intentions are protected by law, rather than just written on a piece of paper.
Disclaimer: Estate planning is a complex legal field and requirements vary between Australian States and Territories. In 2026, the rise of digital assets makes professional advice a necessity. For a strategic "Black and White" review of your intentions, we recommend a confidential consultation.
Call us today on 1300 137 403 or email us here for a no-obligation private chat about your situation.
Drew Browne is a specialty Financial Risk Advisor working with Small Business Owners & their Families, Dual Income Professional Couples, and diverse families. He's an award-winning writer, speaker, financial adviser and business strategy mentor. His business Sapience Financial Group is committed to using business solutions for good in the community. In 2015 he was certified as a B Corp., and in 2017 was recognised in the inaugural Australian National Businesses of Tomorrow Awards. Today he advises Small Business Owners and their families, on how to protect themselves, from their businesses. He writes for successful Small Business Owners and Industry publications. You can read his Modern Small Business Leadership Blog here. You can connect with him on LinkedIn. Any information provided is general advice only and we have not considered your personal circumstances. Before making any decision on the basis of this advice you should consider if the advice is appropriate for you based on your particular circumstance.
