Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
History tells us there are some places even angels fear to tread — and for good reason.
Perhaps lending money to friends and family is one of those dangerous places.
Odds are somewhere in your family tree or circle of friends there's someone you care about who's not good with their money. They might carry multiple credit card debts, short-term loans (are probably addicted to After Pay buy-now-pay-later credit) and still somehow afford UberEATS food delivery services - when they absolutely can't get out of the house.
Eventually, they may even end up on the slippery slope to ruin, of Payday Loans.
- The reality is you can’t lend money to everyone and for the sake of maintaining your relationships, it might be best not to.
One of the common questions in the back of many people's minds is when should I update my Will and Power of Attorney documents?
Wills and other estate planning documents (like a Power of Attorney or Medical Guardianship) are 'live documents' that naturally need to be updated at different times of our life.
The trick is to learn to recognise the signs when you need to consider an update.
What are the odds of needing to claim on your personal insurance when you're in business?
The more people you're in business with the more the statistical realities of life increase and can push back against our hope for easy and risk-free business life.
Hard Fact of Business: The more business partners you have, the more statistically heightened risks you need to manage.
Some things in life affect us all equally—regardless of who we are
These things aren't personal - actually, they're just statistical.
These numbers and what they warn us about are the same for everyone without discrimination.
In the perfect world, everyone will have enough money to be able to purchase the right amount of personal insurance they need to make sure every part of their life is protected from the statistical realities we all face - we call these statistical risks The Numbers of Life.
- Looking for a Business Partner?
- Family Loan Agreements - a Precaution not a Plan
- Federal Budget Summary 2021-22
- Three facts of modern life: Death, Taxes & Increasing Petrol Prices
- Learning new skills to survive another different kind of year
- Is it time for you to get more money into your super fund?
- Helping adult children become financially independent is harder than you think
