Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.

There are many ways to own property with other people
Different ownership structures bring different rights and responsibilities so it makes sense to understand the basics.
When a single property is owned by more than one person (or company) it can be owned either as;
- Joint Tenants, or
- Tenants in Common

Understanding how to use an offset account can help you pay off your home loan faster
Your home loan is probably the biggest financial commitment you'll make in your lifetime. So what if there was a way to reduce the amount it costs – the interest you pay – and also pay it off sooner?

Making a more conscious choice about where you spend your money?
You're probably part of todays conscious consumer movement (and the brands they choose to love)

Life insurance 101: Start the thinking on the right track here
You work hard for what you have and who you love—protect what you cannot afford to lose.
A life insurance policy is a contract with an insurance company that promises to provide your beneficiaries with a certain amount of money upon your death. In return, you make regular payments, called premiums.
- 7 Crazy things some people believe about Life insurance
- 7 Ways to pay down your home loan faster
- The fringe benefits of Christmas
- How children's health affects family health
- Managing the Domino Effect Risk in Life and Business
- 15 Symptoms you're not in control of your future
- How much should I have in my emergency savings fund?