Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Your emergency savings fund is the cash you've set aside in case of—you guessed it—an emergency
Some people call it a rainy day fund, others call it a sleep-better-at-night-account, regardless of what you name it we all need to be saving towards it.
Automate your savings habits
Actually knowing where your money goes is the clever first step to gaining more control over your money.
Sometimes it’s the habit you make rather than the amount you save that’s really useful.
Bad credit — not sure? It's not surprising
The company that has been keeping the records may have been keeping them from you as well
In December 2016 Australian consumer action groups won a case against credit reporting agency Veda Advantage Information Services and Solutions Ltd (Veda) that resulted in the Privacy Commissioner ordering Veda to refund thousands of consumers who were charged for obtaining a copy of their credit report.
Let's be really honest here. It doesn't take long to realise that life never quite works out just the way we planned.
To suggest it's unpredictable - is an understatement.
Call it chance, accident, fate or even serendipity; sh!t happens. Ok now that's out in the open and we're being honest, the point we're making is life just happens to us all and some things catch us all off guard. How we deal with hard times makes us human; how we plan for those potential hard times makes us successful. To Protect and Provide is the very essence of being human – and we think its one of our most endearing traits.
When hard times happen remember it's not personal - its just the statistical realities; its the numbers of life
- How much life insurance is enough?
- What are the chances of needing to claim on your personal insurance policy?
- Six key insights to greater success with money
- Who inherits your business debt if something happens to you?
- Accountants and new laws affecting SMSF advice
- Professional people need their own life insurance adviser and this is why
- What are the key documents in an estate plan?
