Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
The Snakes and Ladders board game has been a traditional favourite for thousands of years and like all good board games, it's a game of chance.
You win the game by starting at square one and being the first to reach square 100. The fun begins after rolling the dice and you randomly encounter either a setback or a shortcut, scattered across the checkerboard in the form of snakes and ladders.
Generosity meets Responsibility
Many parents who are able to help their children get into the property market find themselves in the difficult situation of having to choose whether they are 'gifting' or 'lending money' to an adult child.
While this may have consequences for a lender today, it also has consequences for a future tomorrow.
So how do you protect a gift to a family member?
How to prepare for a Home Loan Application
Applying for a mortgage is usually one of the biggest financial decisions a person will make in their life, so it just makes sense to give yourself the best chance.
Whether you're looking for your first home loan or an investment property loan, the preparation is really the same.
What happens when the one you’re caring for, outlives you?
The #1 question of parents and siblings with a special or additional needs child or sibling is usually:
Who will look after them when we’re not there?
- Saying what's right
- Why you can’t leave your superannuation to your parents, even if you wanted to
- Sick children recover faster when their parents can be with them
- Free eGuide - 31 Families Every Day Lose a Parent
- New Medical Second Opinion Service available to Sapience clients
- Free eGuide - 31 Good Money Habits to Model for your Kids
- It's time to choose a Guardian for your children, just in case
