Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.

Life insurance inside your super has special rules you need to understand - especially if you're a blended family.
You need to let your super fund (and life insurance company) know who you want as a beneficiary to receive any payout made upon your death.
This is especially important if your life insurance is owned by your super fund because there are additional rules you need to understand. If you don't, then you'll leave a whole lot of unnecessary pain and problems for your survivors.

How do you split expenses fairly as a couple?
What to do when you want to share bills as a couple but you each earn very different amounts of income
If one partner is making $105,000 a year, while the other is making $37,500 a year, how do couples approach sharing the costs of living together equally?

A new type of super contribution has been announced and it’s called the downsizer superannuation contribution (DSC)
Putting money into your super fund or paying down your home mortgage has always been a difficult choice for many Australians.

Who can make emergency medical decisions for you when you can’t?
Most adults are presumed to have the mental capacity to give consent themselves. But what happens when you can’t make decisions for yourself?
The person next in line to make decisions for you is referred to as the person responsible and it might not be your next of kin.
- Financial Advice for Same-Sex Couples
- The Better Business Book Vol 3 (now also on Kindle )
- Test your Christmas Trivia Skills!
- Prostate cancer surgery and its disturbing new link to business risk
- Life is a lot like a game of Snakes & Ladders
- A better way to lend money to family members
- Take the mystery out of applying for a mortgage