Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Do you get paid Super on your overtime? Well, the answer is usually no, but also that depends.
Your superannuation is your forced savings for your retirement, so it’s important to understand these two key features:
- How much Super are you being paid?
- How is it actually calculated when it comes to commissions, bonuses, overtime and back pay?
When is an inheritance tax not called inheritance tax?
When it's a super death payment tax of course!
Like to know more? Well, you should because this tax problem has special meaning for people with super, and adult children of people with super.
If you plan on leaving your superannuation to your now adult kids when you pass away, there's a strong possibility your super death benefit payout will be hit with tax.
Want to know if you'll be financially comfortable in retirement?
Well, first you need to have a standard of what's comfortable and what's, well ... a modest standard of living.
Thankfully, an annual assessment run by the Association of Superannuation Funds of Australia (ASAF) can help you start thinking about what you want to achieve in your retirement.
Then we can help you get there.
Getting money out of super early on compassionate grounds
Many people are unsure about whether they could get early access to some of their superannuation funds.
While this is a very complicated task (and perhaps the stuff of urban legend) it's worth setting the story straight; so you know where you stand with your super.
- Claim a tax deduction for making a personal contribution into your Super
- How to compare home loans
- Breaking a lease on a rental property because of Domestic Violence
- Tips for when you’re looking to buy strata residential property
- What do you have to do as an Executor of a Will?
- 8 Things couples can do to talk about money better
- How to begin talking about money with your partner
