Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Have you ever thought about running a small business on the side while working your full-time job?
Perhaps you're already part of the new gig-economy and providing work-on-demand services back to your past employer.
For many people, working a side hustle is becoming more and more important in our growing world of temporary contracts and flexible working hours.
While providing flexibility (and promising better work-life harmony), growing a side business also requires a new business owner to learn new skills and new habits, before success arrives.
Here are some common financial mistakes time-poor new business owners can avoid.
If you're feeling like your life and business have been Kidnapped by the COVID-19 Virus, we can relate.
It's a difficult time affecting us all, and all in very different ways. The opened-ended nature of this worldwide health crisis fuels a sense of uncertainty. And this won't be the last crisis our world sees.
This changing environment can kidnap our thinking with the seemingly urgent and distract us from the still important.
And our hearts go out to the people who are not in very fortunate situations.
New rules for people under 25 who have super fund balances under $6,000
Your Super rules are changing (again)
The new rules called Putting Members' Interests First start April 1st 2020.
Why is this important?
Most people automatically get a small level of Life Insurance and Total & Permanent Disablement (TPD) insurance when they join a super fund.
- From 1 April 2020, if you're under 25 (or with an account balance below $6,000) and have insurance automatically provided to you by your super fund, the insurance rules have changed.
Friends, flatmates or de facto partners - and how to tell them apart
When it comes to romance and relationships, the emotional decision about who you think is your partner, may be very different from the legal decision about who is legally considered your de facto partner.
The questions about who may be a boyfriend or girlfriend and who is a de facto become important distinctions when it comes to super payouts, life insurance payouts, and family law claims on your finances, investments and property interests.
- Coronavirus, Life Insurance, Income Protection and You
- Standing with you through COVID-19
- Special Alert: End of Agreed Value Income Protection
- Creating wealth and prosperity is extra hard work
- How to build your personal emergency fund
- Trauma Informed Financial Advice
- Do you still have Adult Children living at home?
