Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Diabetes in Australia is our fastest-growing chronic condition.
If you're a person living with a diabetes diagnosis and you're wondering if you can get life insurance, you might be pleasantly surprised. For those who are newly diagnosed with diabetes, there’s a lot of misunderstanding surrounding what it means for the future.
Whether you have type 1 or type 2 diabetes, it is still possible to get cover when applying for a full underwritten policy.
Each day 280 Australians develop this disease.
- 56% are males
- 44% are females
The onset of Type 1 Diabetes mellitus (T1DM) occurs most frequently in people under 30 years, however, new research suggests almost half of all people who develop the condition are diagnosed over the age of 30.
The question every blended family wants to be answered is often 'Does a child in a blended family lose their rights to an inheritance if their step-parent dies?
A Contractual Will Agreement might provide the answer to this difficult question.
Many blended Australian families wanting greater certainty in their estate planning choose to make a Mirror Will with their spouse - effectively leaving everything to each other.
Get clear on what's at stake when you borrow with others
Understanding 'joint and severally liability loans' and what it means for you.
You might think when you take out a joint mortgage with someone else you’re only responsible for your ‘half’ or share of the loan.
Think again because this is not the case.
- By signing a mortgage contract with someone else, you’re each agreeing to pay off the whole debt if the other can’t – or won’t – pay it.
