Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Planning for surgery means getting your pre-surgery financial resources and estate planning documents in place first - just in case
While your pre-surgery checklist undoubtedly includes fasting and arranging a ride home, the most overlooked and most important jobs may be getting your emergency estate plans in place, just in case.
The Broken Social Contract that is Superannuation (and Why we built a Bureaucracy Shield)
For decades, the Social Contract of the Australian superannuation system was built on a simple, silent promise: you contribute your earnings while you are well, and the system protects your dignity when you are not. However, for those navigating a terminal diagnosis today, recent evidence suggests this contract is functionally broken.
What Matters Most - Straight Answers to Life’s Hardest Insurance Questions
Hard questions deserve honest answers. From the 13-month suicide exclusion to the unique legal status of Voluntary Assisted Dying (VAD) in Australia, we’re deconstructing the technicalities to ensure your dignity - and your family’s security - remain front of mind.
The Predator on the Couch and Why We Need a New Vocabulary for Protecting Family Wealth
There’s a profound blind spot in how we manage the risks of ageing and intergenerational wealth transfer in Australian families.
We spend our lives building fortresses against the outside world – whether that’s installing security systems, shredding our bank statements, and learning to dodge sophisticated online scams. For some of us, we’ve even discommend the family land line telephone (because the only people to call were scammers and charity collectors anyways).
- What is Pre-elder Abuse?
- Better than a Tim Tam and Why Aussie TPD and Income Protection are World-Beaters
- The Scar Tissue of 'She’ll Be Right' and Why Later is a Biological Lie
- Starting a Business with another? Here's your Homework
- The 0.08-Second Glitch: Why Your Brain is Faster Than Your Bank Account
- Share Your Story (Anonymously)
- The Art of Productive Panic

