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Welcome to our Personal Finance Blog

Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics — feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
At Sapience, we're all about The How.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.

Following your north-star in a very crowded world
Do you ever get the feeling that time is speeding up?
The major transitions in human history have been driven by the need to domesticate cattle and plants, the large-scale mechanisation of jobs; and now the immediate dissemination of information around the world upon demand.
With the arrival of each new age, the speed of change has left us wondering, where is this all going?
What's your defense against the dark arts, in business?
Ever had a bad day at the office? Ever had a tough week?
Maybe the last 2 years in business haven’t been what you hoped for.
Perhaps Harry Potter and his mates can relate.
Growth
We don’t get a chance to do that many things, and everyone should be really excellent. Because this is our life. ― Steve Jobs
Case #04: The Frozen Ship of Business
The 0.42 Second Glitch: Why your best intentions fail.
Thirty years in the living. Two years in the writing. This is the forensic report on the fraction of a second where your business’s future is decided.
Forensic Friday | Case #03: The Director’s Duel
The 0.42 Second Glitch
Why your best intentions fail.
Thirty years in the living. Two years in the writing. This is the forensic report on the fraction of a second where your family’s future is decided.
Forensic Friday | Case #02: The Erasure Incident
The 0.42 Second Glitch Why your best intentions fail.
Thirty years in the living. Two years in the writing. This is the forensic report on the fraction of a second where your family’s future is decided.
The Clinical Mystery: The Invisible Partner Ben and his partner shared five years of life. They shared a home, a dog, and a future. They believed their love was so visible that it did not require the 'cold' verification of a legal document.
