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At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.

It's no surprise many of our habits come from what we've seen our parents do, while we were growing up - and unless we decide otherwise, we'll probably pass them on to our children too.
Do you need to stop and think about that a little more?
Making good decisions and understanding why we often avoid making them is an essential part of everyone's financial life.
But how do you recognise when an old attitude towards money is no longer working for you and might need to change?
It's actually way harder than you'd think - and there's a good reason why.

12 Days of Christmas and the occasional New Year's Resolution
- Bah humbug!
Did you know the 12 Days of Christmas tradition, actually doesn’t start before Christmas Day (regardless of what the retailers would like us to believe) but actually begins post-Christmas?

So why do we need to be continually upgrading our financial literacy?
Because there are increasing numbers of financial decisions needing to be made throughout our retirement, we all need to get used to making better financial decisions now.

The arrival of a new child, either by birth, adoption or some other happy moment brings life-changing times to someone's life.
Baby proofing a home can feel like a never-ending job constantly scanning the horizon looking for risks to manage.
From putting soft pads on hard corners of tables, using soft door guards to keep little fingers from getting caught and moving everything below waist height that's bright, shiny and reachable.
- Make a contribution to your spouses super fund and claim a tax credit yourself
- Your Mortgage or your Super - which one should get your money first?
- The hidden victims of our road toll
- A Modern Day Cinderella Story
- Who is your super beneficiary?
- What happens if you unconsciously equate money with Status?
- What happens if you unconsciously idolise money?