Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
What is Trauma-Informed Financial Advice?
Sapience Financial recognises while everyone is 'going through something,' some people are going through so much more.
Trauma affects people differently and trauma-informed organisations are those who redesign their process and approach to serving their customers and supporting their team, so as to reduce and minimise the risk of re-traumatising a person by unnecessary and ill-considered business practices and customer and team interactions.
Nobody understands the impact of trauma, stigma or discrimination better than the person experiencing it.
Do you still have Adult Children living at home?
It might be cultural, it might be essential, but it shouldn't put your ability to retire at risk.
If you have Adult Children still living at home with you while you’re getting ready to retire, have you ever thought about how much money that costs and the effect it will have on your retirement savings?
Supporting the siblings of people living with a disability or chronic health condition
Today there are 2.1 million Australians of working age (15 – 64 years) who are living with a chronic illness or have a disability; from mild to profound.
So it's fair to assume there are also a lot of siblings of those same people living with a disability or chronic illness.
- We often forget that for every person with a disability, there’s probably a sibling or extended family member helping support them or who act as the financial backup for that person too.
We all have to face the statistical realities of life. But did you know there are statistical realities for business too?
The problem for business owners and professional partnerships is the concentration of people increases the risks they face and this needs to be managed.
- There are some statistics in life that you simply need to know so you can make better choices.
Most people wouldn't dream of traveling overseas without Travel Insurance to protect their luggage and their health. Nobody wants to be stranded overseas with no luggage or worse, in a foreign hospital hoping the local doctors have the right skills and medication (and sanitation standards) that are not going to put you at greater risk.
- Not running with Scissors and Credit Cards
- Help! My ageing parents have no retirement savings
- Confessions of a 13 year old loan shark
- How we think about our money dictates many of our responses to it
- Master the dark arts of using an Offset Account to reduce your mortgage
- Do you get paid Super on your overtime?
- Is defacto inheritance tax hiding in your Super payout?
