When is an inheritance tax not called inheritance tax?
When it's a super death payment tax of course!

Like to know more? Well, you should because this tax problem has special meaning for people with super, and adult children of people with super.

If you plan on leaving your superannuation to your now adult kids when you pass away, there's a strong possibility your super death benefit payout will be hit with tax.

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There are some life skills we should all get to know before we need to use them.

One of those skills is knowing what you have to do as an Executor of a Will

Here are 12 Steps to help you better understand what to do when you're the Executor of someone's Will.

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Have you ever found yourself locked out of your car, perhaps your house or even your phone?

Some people find themselves locked out of their financial life due to sickness or injury when they can’t make decisions for themselves.

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Does a child in a blended family lose their inheritance if their parent dies?

A Contractual Will Agreement might provide the answer to this difficult question.

Many blended Australian families wanting greater certainty in their estate planning choose to make a mirror Will with their spouse - effectively leaving everything to each other.

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Who can make emergency medical decisions for you when you can’t?

Most adults are presumed to have the mental capacity to give consent themselves.  But what happens when you can’t make decisions for yourself?

The person next in line to make decisions for you is referred to as the person responsible and it might not be your next of kin.

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Why you can’t leave your superannuation to your parents, even if you wanted to

Most people have some form of superannuation and it’s not long until the question gets asked, 'Who gets my Super if I die?'

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Understanding Modern Estate Planning for Modern Families

Finally Sorted is the estate planning division of Sapience Financial specialising.

For most of our risk insurance clients, getting their Estate Planning sorted is a natural next step so they can then cross-reference those important details into their estate plan documents too.

Video Transcript

00:00 - 03:52

Driving a car is probably a big part of your life right?

It doesn't take long before we've all seen a few close calls, or maybe even an accident. 

Nobody plans to be in an accident they're just a part of modern life in cars, so keeping our family as safe as possible on the roads is important to all of us.

Thankfully, today's cars have a range of safety features installed.  Modern cars even have multiple airbags ready to protect its occupants in case of a serious accident.

Now while you might not see them, knowing they're there in case of emergency, helps you feel safe, so you're free to enjoy the drive.

Well, just like safe driving, in our personal lives we all have to plan ahead to prevent problems.

These days modern life brings new problems that usually can only be solved with modern day solutions.

Modern Estate Planning is like the safety bags in your car, but for your life.

Published in Videos
Estate Planning Quick Tips

What can be written in a Letter of Wishes?

Our Modern Estate Planning services is called Finally SortedA Letter of Wishes is part of your family backup plan documents and its purpose is to provide general guidance to the Executor or Trustee of a person’s estate following their death.

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If you have kids, you need to name a Guardian for them as part of your Will — this is how you do it.

How to choose a Guardian for your children

Getting your Will in place probably feels a lot like flossing — it's uncomfortable work for no current obvious result — we know we should do it but we either put it off or fall into the bad habit of simply finding more reasons to keep putting it off completely.

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Modern Estate Planning is about a workable plan—not a just a Will

It involves a powerful combination of 5 key documents and an ongoing management system that works quietly in the background for you as a personal backup system.

So what’s your Plan B?

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A common trait of successful people is they accept that life is always unpredictable.

The problem we all face is when we don’t understand something or its relevance to our lives, it’s easier not to think about it.

Sometimes just not knowing where to start or where to go for advice can freeze many people into inaction.

Published in Blog
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