It's been a tough year… there's been some tough learnings

This year, 2020 has been a year where the Confidence of many people has been tested.

In Australia it started in January 2020 with;

• unseasonably extreme bushfires that burnt over 46 million acres (or 186,000 square kilometres) with devastating effects on life; and then
• major flooding over Queensland and NSW that saw a years worth of rain delivered in just a few days, with devastating effects; and then
• the global coronavirus pandemic; (first declared a Public Health Emergency of International Concern in January 2020, and then a Pandemic in March 2020).

As we close out 2020, it's fair to say, ‘it's been a tough year’.

How we think about our money dictates so many of our responses to it - and most of them are subconscious and invisible.

Now, this is not some pretend self-help article about 'positive thinking with positively no actual doing' where you're told to sit and 'think yourself rich'.

If that worked, the tax department wouldn't need to get people to pay their taxes; you could just 'think about' it for them instead.

8 Things couples can do to talk about money better

Practical ideas for happier conversations between savers and spenders.

How do you begin talking about money with your partner (and avoid the shouting?)

The problem with money is it’s an important part of our life and can’t be ignored, and most people have been taught to ignore it - to the extent talking about money can be the source of serious relationship problems.

Financial life skills are always in high demand

We took 31 Key Financial lessons and brought them together in a free eGuide to help you become more life confident in just 31 days.

30 Business owners speak out about the importance of talking more about money with children

In 2016 I surveyed over 300 small business owners in Australian about what were the conversions about money they wish they’d had with their parents — but didn't.

Matters of the wallet can be just as important as matters of the heart