Confessions of a 13 year old iced-doughnut-fuelled loan shark.

People ask me when was the first time I thought about money matters in a more structured and deliberate way?

I must confess it was a childhood experience that led me astray and taught me the 7 early financial lessons of the schoolyard.

Been told you're too old for a home loan?

Just wait; the perfect storm is approaching.

• Australian's over 50 are being told they may be too old for a home loan
• Skyrocketing property prices means more Australians are being forced to rent forever
• And this can lead to an increased risk of homelessness for older people who get sick and can't continue to work, and rent forever.

Get to know your New Credit Card laws

New laws about credit card debts will be phased in from January 2019 and will have a long-lasting impact on your ability to refinance a loan, or even just apply for a mortgage.

There's a new problem in your pocket.

Get to know your New Credit Score

New Comprehensive Credit Reporting (CCR) has arrived (and it’s collecting a lot of new information about you and your financial behaviour.)

How to prepare for a home loan

Applying for a mortgage is usually one of the biggest financial decisions a person will make in their life, so it just makes sense to give yourself the best chance.

Whether you're looking for your first home loan or an investment property loan, the preparation is really the same.