---
title: "succession planning business ownership managing small business risks - Sapience Financial"
description: "Life Insurance Advice and  Modern Estate Planning Services for Australian Small Business Owners, Partnerships & their Families"
url: "https://sapience.com.au/succession-planning?start=20"
date: "2026-06-27T07:20:18+00:00"
language: "en-GB"
---

#  succession planning business ownership managing small business risks

 | [Title](# "Select to sort by this column") |

|---|
| [ The 'Numbers of Business' risk increases with the number of business partners ](https://sapience.com.au/blog/the-numbers-of-business) |
| [ The Difference between Small Business Exit plans & Small Business Succession planning ](https://sapience.com.au/blog/the-difference-between-small-business-exit-and-small-business-succession-planning) |
| [ The problem of Becoming Uninsurable (and the Ken & Barbie lifestyle of denial) ](https://sapience.com.au/blog/the-problem-of-becoming-uninsurable) |
| [ Three high-stakes risks of being a Sole Trader ](https://sapience.com.au/blog/three-high-stakes-risks-of-being-a-sole-trader) |
| [ Time flies when you’re having fun but even faster when you're in Small Business ](https://sapience.com.au/blog/time-flies-when-youre-having-fun-but-even-faster-when-youre-in-small-business) |
| [ Understand Risks and Responsibilities of Small Business Owner Directors ](https://sapience.com.au/blog/understand-risks-and-responsibilities-of-small-business-owners-and-directors) |
| [ Unitholders Agreement ](https://sapience.com.au/services/key-legal-documents/unitholders-agreement) |
| [ Video Interview: Income Protection for Massage Therapists ](https://sapience.com.au/media-appearances/video-interview-income-protection-for-massage-therapists) |
| [ What's the backup plan when the business stalls but the Overhead Costs keep coming? ](https://sapience.com.au/blog/whats-the-backup-plan-when-the-business-stalls-but-the-overhead-costs-keep-coming) |
| [ When do you need a Company Power of Attorney? ](https://sapience.com.au/blog/when-do-you-need-a-company-power-of-attorney) |
| [ Who inherits your business debt if something happens to you? ](https://sapience.com.au/blog/who-inherits-your-business-debt-if-something-happens-to-you) |
| [ Will you be caught in business with your former partner's spouse? ](https://sapience.com.au/blog/will-you-be-caught-in-business-with-your-former-partners-spouse) |

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