Get clear on what's at stake when you borrow with others

Understanding 'joint and severally liability loans' and what it means for you.

You might think when you take out a joint mortgage with someone else you’re only responsible for your ‘half’ or share of the loan.

Think again because this is not the case.

• By signing a mortgage contract with someone else, you’re each agreeing to pay off the whole debt if the other can’t – or won’t – pay it.

Start your year with The Better Business Book, available now on Kindle too.

100 Business Lessons To Live By

If you’re like me, you probably have 100’s of business and professional self-development books. Some of them you’ve read, some of them you’ve half-read and well, some are hiding under your bed stashed away in the future reading storage box of shame, to read one day. *sigh*

Busy people know sometimes life gets in the way.

Many business owners don’t know they can insure the cost of their ongoing fixed business expenses, in case they become sick or injured and unable to work.

This can be a better solution than trying to pay your fixed recurring business costs from your own Income Protection benefit if you've become sick or injured and unable to work.

Every family and small business needs to answer this question

This presentation is about the question 'How much risk can I personally hold?'

If you're in business with other people you need to be able to answer these 6 questions

This presentation is about the increased risks of having more than one owner (or family member) in a business and the importance of having a business owners agreement in place.

Making a more conscious choice about where you spend your money?

You're probably part of todays conscious consumer movement (and the brands they choose to love)

Common mistakes with Employer Super Obligations

The Australian Tax Office (ATO) runs education campaigns for business owners in the services industries to help them better understand their super obligations.

These are some of the most common mistakes employers make

For the majority of small business owners, the bulk of their wealth is often locked up in their business. The business generates their income to pay the rent, pay the mortgage or even the wealth to build the investment portfolio for retirement.