---
title: "Get Premium Services - Sapience Financial"
description: "Many of our specialist clients already recognise their health, employment or situation, is more complicated than expected and needs a specialist to work with."
url: "https://sapience.com.au/services/premium-services"
date: "2026-06-04T19:14:22+00:00"
language: "en-GB"
---

#  Get Premium Services

 ![photo montage of premium service customers smiling](https://sapience.com.au/images/site-pics/catagorys/get-premium-services-sapience-financial.jpg)## Premium Financial Services

We understand the complexity that modern financial life can bring. These are challenges that usually overlap and interlink with other parts of our financial lives and can often be invisible to the untrained eye. It's not uncommon for people to suddenly find they inherit a cluster of financial problems that can seem insurmountable, and knowing where to start is half the battle.

At times, people going through a [major life transition](https://sapience.com.au/index.php?option=com_content&view=article&id=444&Itemid=961) just need someone in their corner to take their side and look out for their interests. Other times you might need a second opinion on what can feel like a messy problem with competing interests; and other times you need a specialist professional experience working with unusual risks.

Many of our specialist clients already recognise their situation, whether that's health, occupation or relationship related, is more complicated than expected and needs a specialist to work with.

###  Our Specialist Brands

We're *already the advice engine behind a number of specialty financial brands*. We believe that if the problems we talk about are simply too big - human nature is to become apathetic about them and leave them in the too-hard basket. This is why we specialise in helping people chunk down big problems into more manageable ones.

![unusual risks logo horizontal with tag](https://sapience.com.au/images/logo-brands/unusual-risks-logo-horizontal-with-tag.svg) ![FinallySorted Modern Estate Planning logo](https://sapience.com.au/images/logo-brands/FinallySorted-Tagline_Vertical.svg)

Our separate specialty brands also allow us to work collaboratively with other industry professionals without a competitive overlap. If you're a financial professional needing a powerful risk management team, get in touch for a chat about a VJ.

###  Unusual Life Insurance Scenarios

We work with *unusual advice strategies* to fit the shapes of modern life and business. Risk combined with Modern Estate planning. First-to-die protections. Jumbo amounts insured cases. Unequal partners income level and debt liability. Business Owners risk management. Shareholder and capital investment protection. We’re here to provide advanced risk management advice, strategy, and implementation, whatever the shape of the challenge.

###  Complex Advice Team

Our *complex advice team* specialise in unusual and often difficult investment and insurance-related solutions. We offer an initial review and pre-assessment with an indication of the time and costs involved in a fee-for-service arrangement prior to accepting a specialist contract work.

### How we can help

Using specialist insurance strategies and finding solutions to many of life's overlapping financial challenges are important parts of protecting yourself, your family, and your business. Nothing meaningful stays straightforward for long and we all benefit from a second set of eyes on even our best plans.

Contact us for a confidential chat about your needs.

###  Related: Types of Premium Services available

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