Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Who hasn't felt ambushed by a question without notice for a child?
Kids ask questions - that's their job
Given the sheer abundance of our modern lives, it's not surprising we end up with so many complicated feelings and concerns about 'things and stuff'.
When you're an adult raising kids-to-be-adults, we're going to face unexpected and honest questions.
Some are expected and others totally catch us unprepared.
And just because you may not have your own kids, remember we’re all role-models for somebody.
Adaptability: the underrated skill for living a bigger financial life
Reflecting on surviving COVID-19 so far
It's August 2021 in Australia and we’re in the middle of learning to live in a global COVID-19 pandemic.
How are you doing today?
'Live Long & Prosper' in the land down under
The Vulcan salutation, ‘Live Long and Prosper’ was first made famous by Star Trek's Commander Spock (played by Leonard Nimoy).
The phrase owes its now worldwide familiarity to the fact that it does indeed reflect the hopes and dreams of all people - to live long and prosper.
Now regardless of whether you subscribe to the Star Trek universe or the Star Wars franchise view of the world (or neither - *gasp*) the good news is for the most part Australians are becoming healthier and actually living longer – 12 years longer than the global average, to be precise.
The Australian mortgage market today has a range of bank and non-bank mortgage providers all competing for your mortgage business.
While this level of competition can result in competitive interest rates, there’s still a misconception about whether a non-bank is as safe as a bank when it comes to your mortgage.
So it makes sense to understand the basics of how a mortgage contract works, how a bank and a non-bank mortgage provider make money from a mortgage contract and what happens if your mortgage provider goes bankrupt.
- Family Guarantors, money and mortgages and what you need to know
- Why does getting a life insurance policy sometimes take longer then expected?
- Smart strategies for your Super this EOFY 2021
- Teaching your kids to save is child's play
- The beginner's guide to actually setting financial goals
- Living happily ever after in a rented house, maybe
- Three high-stakes risks of being a Sole Trader
