Search Articles from our Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Are you considering asking a family member to become your Guarantor for a mortgage?
Here are some things you need to know and do- first
- One of the questions about home loans and mortgages we're regularly asked by older clients is, ‘Can a parent go Guarantor to a Mortgage to help one of their adult children?’
- Their adult children usually ask a variation on the same question, ‘When can a parent go guarantor to a Mortgage loan?'
- The real question people want to ask is 'Should you ever become a Guarantor to a Mortgage?'
Getting your Life Insurance policy and Income Protection policy can sometimes take longer than people might expect and the main reason why is simple.
Once you have this type of policy, it can’t be taken away from you or cancelled by the insurance company, regardless of any future changes to your health or occupation.
The life insurance Underwriter has to get it right the first time because they don't get a second chance to fix a problem they may have originally overlooked.
Looking for some smart super ideas in 2021?
Whatever your longer term plan is about your Super, have a shorter term plan about understanding its potential.
With the end of the financial year's June 30th fast approaching, it might be time to start thinking about your super for another year. Here are five smart strategies that could benefit you now, and help boost your super balance for later.
Teaching your kids to save is child's play
As parents we're constantly looking for ways to teach our kids. Whether that's through sharing our own culture, our beliefs and our understanding of how the world works or unconsciously by what we do, it seems that nothing teaches an impressionable mind, like watching.
But simply talking about saving money, can feel like a drag.
It's so important to remember that what and how we teach our children about money when they are young, will impact on their financial future. It's our responsibility to raise money smart kids.
- The beginner's guide to actually setting financial goals
- Living happily ever after in a rented house, maybe
- Three high-stakes risks of being a Sole Trader
- The beginner's guide to thinking about setting financial goals
- How to restart your financial life during a COVID pandemic
- Can your family get your money back from your business if it's Director or Owner dies?
- It's been a tough year… there have been some tough learnings
