Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
The risks of getting shown the Red Card as an SMSF Trustee
In soccer, a player who is shown a red card is instantly sent off the field, disqualified from playing for the remainder of the match and cannot be replaced. The red card is issued for serious offences, violent conduct, dangerous play, and any action that brings the game into disrepute.
But in the world of SMSF, a red card from the regulator, the ATO, is much more painful and can be a permanent ban on a person ever being able to be the Trustee of their SMSF.
Managing the burden of student loans
If you’ve ever been a student striving for higher education in Australia, it won't take long before the terms 'HECS loan' or 'HELP loan' are likely to come up in conversation about ways to pay education tuition fees.
Close by are the questions about, 'Should I make voluntary repayments to my outstanding HECS-HELP debt,' and even 'What happens to my HECS-HELP debt if I die?
Plan on leaving something to your kids when you pass away?
Each year as we review the Google web traffic to our site, we regularly see in our top 10 most-read articles our blog article called, 'How to Split an Unsplittable Inheritance'.
Clearly, there's a lot of interest in this ongoing question, particularly now as most families in Australia own property or business assets - all different assets with different values – and these are by nature usually often hard to divide equally between beneficiaries to a Will, without destroying the value of those separate assets.
Christmas Trivia Cheat Sheet 2023 (optimised for discrete reading on your mobile device during a Christmas Trivia Battle!)
It's beginning to look a lot like that time of year when you're sometimes stuck for conversation starters and trivia answers at the Christmas BBQ with family and friends.
Here's 31 of the Best Christmas Trivia questions and answers to have up your sleeve for 2023.
- Challenges mount for SMSF Auditors: A Tough Year Turns Tougher Ahead
- Everyone needs to know more about Diabetes
- Save your First Home Deposit Faster with the First Home Super Saver Scheme (FHSS)
- Getting control of SMSF Liquidity Risk
- Hot Chips, Seagulls, Relatives and the Tax Office
- Only Owning Half the Business Pie
- Six Questions to ask yourself before you buy Crypto
