Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
A Practical Guide to Your Power of Attorney and Enduring Guardianship documents in Australia
You’d think appointing someone to make legal decisions for you in case of a future emergency, would be simple. In Australia, you’d be wrong. What’s called an ‘Enduring Guardianship’ document (EPOG) in Sydney requires a completely different document in Melbourne or an ‘Advance Care Directive’ in Adelaide - each with its own strict and unique witnessing requirements.
The Plan Your Spouse Thinks You Already Have
If your Mortgage Repayments rely on two incomes, what happens when one income is gone?
As a risk insurance specialist, I see all too often hard working Australian families, who seemingly have doing everything right - juggling two incomes, a home to call their own, yet they're walking a financial tightrope daily that they see as simply, the 'new normal' and feeling powerless to protect themselves from it's very real risks.
Why Frank Sinatra Was Wrong About 'My Way' (And Your Money)
There comes a time in everyone's life and business when they need to consider, 'Can they safely DIY or should they seek and take advice?' You see this in remnants of the self-made-man ideology where people are supposed to be inspired by the 'feigned rugged individualism'. So the ledgend goes, such folks in life and business never seemed to need anybody's support, guidance, encouragement and counsel; and ultimately triumph - as sung by the now seemingly immortal words of singer Frank Sinatra, 'I did it my way.' *
The Unwritten Chapter: Options for Your Life Insurance Policy when you're living with a really, long term life threatening illness
When you're diagnosed with a chronic illness, your world shifts. Amid the emotional upheaval and the unexpected costs of budgeting for the costs of the new medical realities, the last thing you need is another source of stress. But for some, that's what their life insurance policy becomes: a monthly bill you wonder should you continue to pay, in a future that's now less predictable?
- Ending a De Facto Relationship in NSW: The Checklist you Need
- Protecting Inheritances: The Bankruptcy Trust in a Protective Will Explained
- Protecting Inheritances: The Superannuation Proceeds Trust in a Protective Will Explained
- How many times you can claim on a personal insurance policy?
- Getting Life and Disability Insurance when you're living with Sleep Apnea
- How to Appoint your Own Medical Decision Maker - your Person Responsible
- Surgery Prep? The Financial & Estate Planning Checklist You Need To Know

