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At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
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Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Clarity from the High Court of Australia on SMSF Binding Death Benefit Nominations (BDBN) (at last)
The High Court has ruled that a binding death benefit nomination (BDBN) in a Self Managed Super Fund (SMSF) does not need to comply with Reg 6.17A of the SIS Regs – which provides, among other things, that a BDBN lapses after three years and requires two independent witnesses.
Anyone over 55 will be able to make downsizer super contributions if tax amendments introduced to Parliament last week are passed
The reduced age limit, proposed by the Coalition during the election, will widen eligibility for the scheme by a decade in a matter of months, with a reduction to 60 only in place from July.
Changes to the amount of compulsory super business owners now have to pay
From 1 July 2022, the employees who are eligible for super will change.
- From 1 July 2022 you'll need to pay super guarantee contributions to an employee's super fund regardless of how much they are paid.
Implications for Employers:
What is a Stapled Super Fund?
- From 1 November 2021, employees starting a new job will have the super fund used at their former employer 'Stapled' to them ie: it will follow them around to their next employer.
