Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.

A type 2 diabetes diagnosis can feel overwhelming, to say the least.
And while many of us may have a general idea of what this disease is, there’s a lot of misunderstanding surrounding what it means for the future for a person newly diagnosed with diabetes, and their families.
Life goes on, jobs have to be kept, mortgage repayments made and the future just looks a little more complicated.

Did you know wealthy people still use Life Insurance policies? Here are six reasons why wealthy people continue to use Life insurance policies, regardless of their wealth
Life insurance is a cost-effective financial tool that provides protection and financial security for individuals and their families, in the event of an unexpected death, disability or serious medical condition. Life Insurances also play an important part in helping business owners protect themselves and their families, from core business risks too.
Now while many people may associate life insurance with the middle class, it may come as a surprise to some that many wealthy individuals still choose to utilise life insurance as part of their overall financial planning, despite their already substantial wealth and reduced need for a financial safety net.
And here's why.

Life Insurances are important financial tools that help us manage the inevitable ups and downs of life, love and business. They're an easy cost-effective way to safeguard our unpredictable futures, just in case.
But many people leave it too late to prepare for the unexpected and get their insurances in place, many suddenly finding themselves Uninsurable.
So when might it be too late to get insurance?
- Will you be caught in business with your former partner's spouse?
- How to Protect your Family, from your Business
- How to Split an Unsplittable Inheritance
- What happens to your Super in a relationship breakdown?
- The Difference between Small Business Exit plans & Small Business Succession planning
- What's the backup plan when the business stalls but the Overhead Costs keep coming?
- Who can make decisions for you when you're living with Dementia or a brain injury?