Search Articles from our Finance Blog By Month
At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Financial Blog Articles relevant to our client's needs and lives.
- We also have separate more in-depth Key Articles to help you understand some of the practical details of our specialty products and services in greater depth, specific to the needs of many of our small business clients, friends, and supporters.
Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
You aren't Intestate (yet). But you are almost certainly "Atestate."
By Drew Browne
We have a gaping hole in the English language, and it is costing Australian families their fortunes.
In the legal and financial world, we have a clear word for what happens when you die without a Will. You are "Intestate." It comes from Latin (intestatus), and it is a messy, expensive, bureaucratic nightmare for the people you leave behind.
The Two Games of Money: Why Your Best Strength is Your Greatest Blind Spot
You're an optimist and a builder, you're wired to chase opportunities and grow your wealth - and who doesn't like that. But what if that very superpower is the crippling blind spot that stops you from protecting everything you've built? Getting wealthy is one thing, staying wealthy is another game all together
Your Biggest Retirement Asset Isn't Your Super. Are You Protecting It?
Here is a warning from The Grattan Institute 2025 report - Renting in Retirement report: Why Rent Assistance Needs to Rise.
"Most retirees who rent, live in poverty, including more than three and four single women, and this problem is set to get worse… few Australians who rent are saving enough to cover the cost of renting in retirement. As a result, today’s low income renters are likely to become tomorrow struggling renters in retirement…’ - Grattan Institute.
Avoid a Fire Sale: Solving Liquidity in Your SMSF
Without liquidity insurance, the biggest threat to your family's financial future isn't a market crash, but a forced fire sale of your most valuable assets in your SMSF.
- Don't Let the Law Define Your Family: A Guide to Wills for Step-Parents and Beyond
- The Millionaire Myth and How to Create an Immediate Inheritance for the People You Love (No Lottery Win Required)
- Forget the Will for a Moment. Let's Talk About Who Makes Decisions When You Can't
- The Double-Income Tightrope: What's Your Plan B for the Mortgage?
- AI and the Future of Professional Advice
- Beyond the Diagnosis: Chronic illness and life insurance policies you can no longer afford
- Ending a De Facto Relationship in NSW: The Checklist you Need
