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At Sapience Financial, much of our advice involves helping people learn new skills and insights.
- We have a range of individually hand-crafted Blog Articles relevant to our client's needs and lives.
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Use the blue site Search Button at the top right corner of our site. And if you really want to drill down through our data for something very specific, you can also search by Article Tag here. Alternatively, if you're looking for something in particular, just get in contact here.
Below you can search our archive of Blog Articles by title or date published.
Want to save for your first home? Struggling to resist the urge to dip into your savings meant for that elusive first home deposit? You're not alone!
Many aspiring Australian homeowners face this dilemma; but fear not, there's a little-known government initiative called the First Home Super Saver (FHSS) scheme that could be your saving grace.
Let's dive into the fundamentals of how this scheme works and how it might help you secure your first home deposit, faster.
What happens when your SMSF can't pay its bills?
Failing to meet the financial obligations of a self managed super fund (SMSF) can trigger an unintended domino effect of financial problems, that could be impossible to stop.
Will you inherit someone's super after they die?
Nobody ever wants to pay more tax than necessary. Hidden taxes seem to be everywhere, for the unaware. Even when you die, like a seagull swooping on a hot chip, the tax office will be quick to intervene and take a cut of your super death benefit, if you aren’t careful.
It pays to understand what you can do to reduce the stress (and the tax) at this difficult time.
What do you mean I have to buy back half my business?
It’s hardly surprising that all business owners struggle with the notion of how long we will be in business.
It can be an even greater struggle thinking we might actually be forced to leave, walk away or retire from being in business.
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- Planning for Future School Fees (and adult education)
- Newly diagnosed with diabetes and needing to get your Income Protection in place?
- Why wealthy people still use Life Insurances
- The problem of Becoming Uninsurable (and the Ken & Barbie lifestyle of denial)
- Federal Budget Summary 2023-24
- Will you be caught in business with your former partner's spouse?