---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=84"
date: "2026-06-24T18:16:57+00:00"
language: "en-GB"
---

[ ![](https://sapience.com.au/images/blog/intro-do-you-have-a-company-power-of-attorney-in-place-sapience-financial.jpg) ](https://sapience.com.au/blog/do-you-have-a-company-power-of-attorney-in-place "Do you have a Company Power of Attorney in place?") ##  [ Do you have a Company Power of Attorney in place? ](https://sapience.com.au/blog/do-you-have-a-company-power-of-attorney-in-place)

---

### What is a Company Power of Attorney, and why every sole director of a private company needs one

**Essential reading for all Company Directors**

- Do you own and operate a business under a company structure?
- Are you the sole director and shareholder of your Pty Ltd. trading or operating company?
- Are you the sole director and shareholder of a company that acts as a Corporate Trustee for a Trust or a [Self-Managed Super Fund](https://sapience.com.au/index.php?Itemid=1636) (SMSF)?

**If so, you need to know this…**

- [ managing small business risks ](https://sapience.com.au/all-tags/managing-small-business-risks)
- [ company power of attorney ](https://sapience.com.au/all-tags/company-power-of-attorney)
- [ key legal documents ](https://sapience.com.au/all-tags/key-legal-documents)
- [ ⚖️ Estate Law &amp; Succession Planning ](https://sapience.com.au/insights/estate-law-succession)

 [ Read more … ](https://sapience.com.au/blog/do-you-have-a-company-power-of-attorney-in-place)

  [ ![Maneki-neko The maneki-neko (招き猫, lit. 'beckoning cat') is a common Japanese figurine which is often believed to bring good luck to the owner](https://sapience.com.au/images/intro-ever-had-a-friend-or-family-member-constantly-ask-to-borrow-money-sapience-financial-.jpg) ](https://sapience.com.au/blog/ever-had-friends-or-family-constantly-ask-to-borrow-money "Ever had friends or family constantly ask to borrow money?") ##  [ Ever had friends or family constantly ask to borrow money? ](https://sapience.com.au/blog/ever-had-friends-or-family-constantly-ask-to-borrow-money)

---

### History tells us there are some places even angels fear to tread — and for good reason.

Perhaps lending money to friends and family is one of those dangerous places.

Odds are somewhere in your family tree or circle of friends there's someone you care about who's not good with their money. They might carry multiple credit card debts, short-term loans (are probably addicted to After Pay buy-now-pay-later credit) and still somehow afford UberEATS food delivery services - when they absolutely can't get out of the house.

Eventually, they may even end up on the slippery slope to ruin, of Payday Loans.

- The reality is you can’t lend money to everyone and for the sake of maintaining your relationships, it might be best not to.
- [ Get Life Confident ](https://sapience.com.au/all-tags/get-life-confident)
- [ difficult conversations ](https://sapience.com.au/all-tags/difficult-conversations)
- [ loans to adult children ](https://sapience.com.au/all-tags/loans-to-adult-children)
- [ inter family loans ](https://sapience.com.au/all-tags/inter-family-loans)
- [ money habits ](https://sapience.com.au/all-tags/money-habits)
- [ borrowing from friends or family ](https://sapience.com.au/all-tags/borrowing-from-friends-or-family)
- [ money culture ](https://sapience.com.au/all-tags/money-culture)
- [ Pre-elder abuse ](https://sapience.com.au/all-tags/pre-elder-abuse)
- [ 🏠 Wealth Builders &amp; Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/ever-had-friends-or-family-constantly-ask-to-borrow-money)

  [ ![](https://sapience.com.au/images/blog/intro-when-should-i-update-my-will-sapience-financial.jpg) ](https://sapience.com.au/blog/when-should-i-update-my-will "What are the signs it's time to update my Will?") ##  [ What are the signs it's time to update my Will? ](https://sapience.com.au/blog/when-should-i-update-my-will)

---

### One of the common questions in the back of many people's minds is *when* should I update my Will and Power of Attorney documents?

Wills and other estate planning documents (like a Power of Attorney or Medical Guardianship) are 'live documents' that naturally need to be updated at different times of our life.

The trick is to learn to recognise the signs when you need to consider an update.

- [ family health &amp; safety ](https://sapience.com.au/all-tags/family-health-safety)
- [ power of attorney ](https://sapience.com.au/all-tags/power-of-attorney)
- [ Wills ](https://sapience.com.au/all-tags/wills)
- [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning)
- [ ⚖️ Estate Law &amp; Succession Planning ](https://sapience.com.au/insights/estate-law-succession)

 [ Read more … ](https://sapience.com.au/blog/when-should-i-update-my-will)

  [ ![a modern businessman checks his mobile device over coffee](https://sapience.com.au/images/blog/the-numbers-of-business-sapience-financial.jpg) ](https://sapience.com.au/blog/the-numbers-of-business "The 'Numbers of Business' risk increases with the number of business partners") ##  [ The 'Numbers of Business' risk increases with the number of business partners ](https://sapience.com.au/blog/the-numbers-of-business)

---

### What are the odds of needing to claim on your personal insurance when you're in business?

The more people you're in business with the more the **statistical realities of life** increase and can push back against our hope for easy and risk-free business life.

**Hard Fact of Business**: The **more business partners you have**, the **more statistically heightened risks you need to manage**.

- [ the numbers of life ](https://sapience.com.au/all-tags/the-numbers-of-life)
- [ managing small business risks ](https://sapience.com.au/all-tags/managing-small-business-risks)
- [ business partnerships ](https://sapience.com.au/all-tags/business-partnerships)
- [ company directors ](https://sapience.com.au/all-tags/company-directors)
- [ company power of attorney ](https://sapience.com.au/all-tags/company-power-of-attorney)
- [ chart ](https://sapience.com.au/all-tags/chart)
- [ 🛡️ Specialist Risk &amp; Insurance ](https://sapience.com.au/insights/specialist-risk-insurance)
- [ 🤝 Small Business Risk &amp; Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/the-numbers-of-business)

1. [ What are the odds of you needing to claim on your personal insurance?](https://sapience.com.au/blog/what-are-the-odds-of-you-needing-to-claim-on-your-personal-insurance)
2. [ Looking for a Business Partner?](https://sapience.com.au/blog/looking-for-a-business-partner)
3. [ Family Loan Agreements - a Precaution not a Plan](https://sapience.com.au/blog/family-loan-agreements-a-precaution-not-a-plan)
4. [ Federal Budget Summary 2021-22](https://sapience.com.au/blog/federal-budget-summary-2021-22)
5. [ Three facts of modern life: Death, Taxes &amp; Increasing Petrol Prices](https://sapience.com.au/blog/three-facts-of-modern-life-death-taxes-increasing-petrol-prices)
6. [ Learning new skills to survive another different kind of year](https://sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year)
7. [ Is it time for you to get more money into your super fund?](https://sapience.com.au/blog/is-it-time-for-you-to-get-more-money-into-your-super-fund)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 22 of 73

## Schema

```json
{
    "@context": "https://schema.org",
    "@type": "BreadcrumbList",
    "itemListElement": [
        {
            "@type": "ListItem",
            "position": 1,
            "name": "Home |",
            "item": "https://sapience.com.au"
        },
        {
            "@type": "ListItem",
            "position": 2,
            "name": "Search Blog by Month",
            "item": "https://sapience.com.au/resources/search-blog-articles-by-month"
        }
    ]
}
```
