--- title: "Search Blog by Month - Sapience Financial" description: "search our Sapience Financial archive of Blog Articles by month written" url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=76" date: "2026-06-24T17:30:22+00:00" language: "en-GB" --- [ ![small business owner with his partner dog](https://sapience.com.au/images/blog/intro-what-is-the-backup-plan-for-you-if-your-business-partner-died-tonight-sapience-financial.jpg) ](https://sapience.com.au/blog/what-is-the-backup-plan-for-you-if-your-business-partner-died-tonight "What's the backup plan for you, if your business partner died tonight?") ## [ What's the backup plan for you, if your business partner died tonight? ](https://sapience.com.au/blog/what-is-the-backup-plan-for-you-if-your-business-partner-died-tonight) --- ### Life happens to us all, all the time - avoid the mess the unexpected death of a business partner will cause Many people go into business with a business partner. It can be a great way to leverage your skills, increase your profitability and extend your reach into new customer markets. The downside is, if not managed, it can also increase your risk of losing it all. Whether you’re in business with a family member repairing cars or you’re part of a group of professional colleagues running an accountancy firm; each business has its own particular risks and rewards that need managing. But there is one risk that is special to all **partnerships**. - [ small business ](https://sapience.com.au/all-tags/small-business) - [ partnership agreements ](https://sapience.com.au/all-tags/partnership-agreements) - [ business partnerships ](https://sapience.com.au/all-tags/business-partnerships) - [ buy and sell agreements ](https://sapience.com.au/all-tags/buy-and-sell-agreements) - [ case studies ](https://sapience.com.au/all-tags/case-studies) - [ chart ](https://sapience.com.au/all-tags/chart) - [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership) [ Read more … ](https://sapience.com.au/blog/what-is-the-backup-plan-for-you-if-your-business-partner-died-tonight) [ ![](https://sapience.com.au/images/blog/intro-getting-more-money-into-your-super-when-selling-your-family-home-sapience-financial.jpg) ](https://sapience.com.au/blog/getting-more-money-into-your-super-when-selling-your-family-home "Getting more money into your super when selling your family home") ## [ Getting more money into your super when selling your family home ](https://sapience.com.au/blog/getting-more-money-into-your-super-when-selling-your-family-home) --- ### Downsize your home & Upsize your Super The closer you get to retirement age, the more your thoughts may be to learning about more ways to get more money into your superannuation fund. While you might consider downsizing your home, why not consider upsizing your super balance at the same time? Getting more money into your super when you sell the family home is just one of the strategies to consider when thinking about how to increase the balance of your super fund. - [ pre-retirement planning ](https://sapience.com.au/all-tags/pre-retirement-planning) - [ spouse super contribution ](https://sapience.com.au/all-tags/spouse-super-contribution) - [ super contributions ](https://sapience.com.au/all-tags/super-contributions) - [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging) [ Read more … ](https://sapience.com.au/blog/getting-more-money-into-your-super-when-selling-your-family-home) [ ![wife and husband taking a selfie in front of their family home](https://sapience.com.au/images/site-pics/intro-the-average-lifetime-cost-of-care-for-the-top-five-major-health-conditions-sapience-financial.jpg) ](https://sapience.com.au/blog/the-average-lifetime-cost-of-care-for-the-top-five-major-health-conditions "The Average Lifetime Cost of Care for the Top Five Major Health Conditions") ## [ The Average Lifetime Cost of Care for the Top Five Major Health Conditions ](https://sapience.com.au/blog/the-average-lifetime-cost-of-care-for-the-top-five-major-health-conditions) --- ### The average lifetime cost of care for the top Five Major Health Conditions ### As medical advances continue to make amazing advances that extend life, it's good news, — it's also expensive news. The good news is more Australians are living longer healthier lives. Our ability to recover from major illnesses is improving and our lifespans in retirement are becoming longer - presenting a new problem — the risk of outliving our superannuation and funding the [lifetime cost of care](https://sapience.com.au/index.php?Itemid=1044) for major medical conditions we all will face. - [ total & permanent disability (TPD) ](https://sapience.com.au/all-tags/total-permanent-disability-tpd) - [ crisis & trauma recovery insurance ](https://sapience.com.au/all-tags/crisis-trauma-recovery-insurance) - [ severity based insurance ](https://sapience.com.au/all-tags/severity-based-insurance) - [ cost to care ](https://sapience.com.au/all-tags/cost-to-care) - [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance) [ Read more … ](https://sapience.com.au/blog/the-average-lifetime-cost-of-care-for-the-top-five-major-health-conditions) [ ![basset hound holding onto a ball on a string](https://sapience.com.au/images/blog/intro-new-national-secure-document-storage-service-sapience-financial.jpg) ](https://sapience.com.au/blog/new-national-secure-document-storage-service "New National Secure Document Storage Service") ## [ New National Secure Document Storage Service ](https://sapience.com.au/blog/new-national-secure-document-storage-service) --- ### New National Secure Document Storage Service There are some important questions that will always need to be asked, and often at the time when you would rather not have to deal with the answers. This is why having a plan in place to answer them, just in case, makes these two questions easy to answer. (Not knowing the answers to these two questions only causes more grief and anxiety). These two uncomfortable questions will need to be asked every time at the passing of a loved one and are; - Do you know if a Will was ever made? - Do you know where the Will is stored? - [ Simple Wills ](https://sapience.com.au/all-tags/simple-wills) - [ key legal documents ](https://sapience.com.au/all-tags/key-legal-documents) - [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning) - [ Protective Wills ](https://sapience.com.au/all-tags/protective-wills) - [ ⚖️ Estate Law & Succession Planning ](https://sapience.com.au/insights/estate-law-succession) [ Read more … ](https://sapience.com.au/blog/new-national-secure-document-storage-service) 1. [ The Curse of a Post Office Will Kit](https://sapience.com.au/blog/the-curse-of-a-post-office-will-kit) 2. [ When to arrange Intended Parent and IVF Surrogate Life Insurances chart](https://sapience.com.au/blog/when-to-arrange-intended-parent-and-ivf-surrogate-life-insurances-chart) 3. [ Is it time to upgrade how you see Retirement?](https://sapience.com.au/blog/is-it-time-to-upgrade-how-you-see-retirement) 4. [ Federal Budget Summary 2022-23](https://sapience.com.au/blog/federal-budget-summary-2022-23) 5. [ Do you have a Company Power of Attorney in place?](https://sapience.com.au/blog/do-you-have-a-company-power-of-attorney-in-place) 6. [ Ever had friends or family constantly ask to borrow money?](https://sapience.com.au/blog/ever-had-friends-or-family-constantly-ask-to-borrow-money) 7. [ What are the signs it's time to update my Will?](https://sapience.com.au/blog/when-should-i-update-my-will) ### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business) Page 20 of 73 ## Schema ```json { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home |", "item": "https://sapience.com.au" }, { "@type": "ListItem", "position": 2, "name": "Search Blog by Month", "item": "https://sapience.com.au/resources/search-blog-articles-by-month" } ] } ```