---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=68"
date: "2026-06-24T15:36:33+00:00"
language: "en-GB"
---

[ ![telescope on ship ](https://sapience.com.au/images/blog/intro-federal-budget-summary-2018-19-sapience-financial.jpg) ](https://sapience.com.au/blog/federal-budget-summary-2023-24 "Federal Budget Summary 2023-24") ##  [ Federal Budget Summary 2023-24 ](https://sapience.com.au/blog/federal-budget-summary-2023-24)

---

### Quick Federal Budget Summary for 2023-2024

### The 2023-24 Federal Budget has a number of highlights relevant to many of our clients, friends, and supporters explored further below.

- [ federal budet highlights ](https://sapience.com.au/all-tags/federal-budet-highlights)
- [ 📰 Sapience General Archive ](https://sapience.com.au/insights/sapience-general-archive)

 [ Read more … ](https://sapience.com.au/blog/federal-budget-summary-2023-24)

  [ ![stressed business owner finding out he's now in business with his former partners spouse](https://sapience.com.au/images/blog/intro-will-you-be-caught-in-business-with-your-former-partners-spouse.jpg) ](https://sapience.com.au/blog/will-you-be-caught-in-business-with-your-former-partners-spouse "Will you be caught in business with your former partner's spouse?") ##  [ Will you be caught in business with your former partner's spouse? ](https://sapience.com.au/blog/will-you-be-caught-in-business-with-your-former-partners-spouse)

---

### Few things are more disturbing to a business owner than the risk of being caught in business, with their former partner's spouse

Any relationship involving more than one person is complicated.

- Add a business relationship with other people – whether your spouse, other family members, or a non-family member, and any relationship breakdown involving these stakeholders will no doubt affect the business too.
- Add shared ownership of a profitable business with another person – and you have the perfect storm waiting for you in the future if you don't take action today.

The answer is in creating a simple legal document called, a **Buy- Sell Agreement (BSA)** and this is why.

- [ managing small business risks ](https://sapience.com.au/all-tags/managing-small-business-risks)
- [ business partnerships ](https://sapience.com.au/all-tags/business-partnerships)
- [ buy and sell agreements ](https://sapience.com.au/all-tags/buy-and-sell-agreements)
- [ Multi Owner Businesses ](https://sapience.com.au/all-tags/multi-owner-businesses)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/will-you-be-caught-in-business-with-your-former-partners-spouse)

  [ ![father in yellow shirt pushing his young son on a green bicycle wearing a safety helmet as he learns how to ride a bike](https://sapience.com.au/images/blog/intro-how-to-protect-your-family-from-your-business-sapience-financial.jpg) ](https://sapience.com.au/blog/how-to-protect-your-family-from-your-business "How to Protect your Family, from your Business") ##  [ How to Protect your Family, from your Business ](https://sapience.com.au/blog/how-to-protect-your-family-from-your-business)

---

### Are you a business owner (or the significant other of a business owner)?

Most business owners are optimistic folks who look forward to a bright future, even under adversity. I suppose they need to have this remarkable ability given the risks they take and the challenges they face.

That said, we have found there are 5 Key risks that all business owners need to be aware of and take action on to protect themselves and their families, from their business.

This simple concept, is often quickly dismissed with the question, '**Why would I ever need to protect myself from my business?**"

If you don't know the answer to this question, you definitely need to read this article.

- [ sole trader ](https://sapience.com.au/all-tags/sole-trader)
- [ partnership agreements ](https://sapience.com.au/all-tags/partnership-agreements)
- [ directors guarantee ](https://sapience.com.au/all-tags/directors-guarantee)
- [ managing small business risks ](https://sapience.com.au/all-tags/managing-small-business-risks)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/how-to-protect-your-family-from-your-business)

  [ ![siblings preparing for a tug-of-war with a thick rope](https://sapience.com.au/images/blog/intro-how-to-split-the-unsplittable-inheritance-sapience-financial.jpg) ](https://sapience.com.au/blog/how-to-split-an-unsplittable-inheritance "How to Split an Unsplittable Inheritance") ##  [ How to Split an Unsplittable Inheritance ](https://sapience.com.au/blog/how-to-split-an-unsplittable-inheritance)

---

### How to split an inheritance without splitting your family

We're all entertained by the stories of contested Wills, Disinherited Heirs and Trust Fund Children who have never worked for a living, amongst the celebrity rich and infamous. It seems you cannot even walk past a supermarket register today, without another Shock, Scandal, and Gold-digger headline prompting you to pick up one of the trashy glossy tabloid magazines.

Sure, creating division among family and friends makes for great Hollywood storylines, **but for the rest of us, it's something we actively seek to avoid**.

- [ life insurance ](https://sapience.com.au/life-insurance/life-terminal-illness-insurance)
- [ inheritance ](https://sapience.com.au/all-tags/inheritance)
- [ estate planning for company directors ](https://sapience.com.au/all-tags/estate-planning-for-company-directors)
- [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning)
- [ ⚖️ Estate Law & Succession Planning ](https://sapience.com.au/insights/estate-law-succession)

 [ Read more … ](https://sapience.com.au/blog/how-to-split-an-unsplittable-inheritance)

1. [ What happens to your Super in a relationship breakdown?](https://sapience.com.au/blog/what-happens-to-your-super-in-a-relationship-breakdown)
2. [ The Difference between Small Business Exit plans & Small Business Succession planning](https://sapience.com.au/blog/the-difference-between-small-business-exit-and-small-business-succession-planning)
3. [ What's the backup plan when the business stalls but the Overhead Costs keep coming?](https://sapience.com.au/blog/whats-the-backup-plan-when-the-business-stalls-but-the-overhead-costs-keep-coming)
4. [ Who can make decisions for you when you're living with Dementia or a brain injury?](https://sapience.com.au/blog/who-can-make-decisions-for-you-when-you-are-living-with-dementia-or-a-brain-injury)
5. [ What's the backup plan for you, if your business partner died tonight?](https://sapience.com.au/blog/what-is-the-backup-plan-for-you-if-your-business-partner-died-tonight)
6. [ Getting more money into your super when selling your family home](https://sapience.com.au/blog/getting-more-money-into-your-super-when-selling-your-family-home)
7. [ The Average Lifetime Cost of Care for the Top Five Major Health Conditions](https://sapience.com.au/blog/the-average-lifetime-cost-of-care-for-the-top-five-major-health-conditions)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 18 of 73

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