---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=64"
date: "2026-06-24T15:19:47+00:00"
language: "en-GB"
---

[ ![happy primary school children waving at camera](https://sapience.com.au/images/blog/intro-planning-for-future-school-fees-sapience-financial.jpg) ](https://sapience.com.au/blog/planning-for-future-school-fees "Planning for Future School Fees (and adult education)") ##  [ Planning for Future School Fees (and adult education) ](https://sapience.com.au/blog/planning-for-future-school-fees)

---

### The ultimate conversation stopper for most parents at the weekend BBQ with friends is, 'How will you pay for school fees?'

Asking this question usually results in all surrounding conversation falling silent, as everyone has an opinion on this uncomfortable and expensive topic.

Braces, Orthodontics, and School Fees – the big three conversation stoppers for every parent (and engaged Uncle or Aunty).

No matter if you're hoping to send your child to an elite private school, a selective school or the local government school, you know you're going to need to dip deep into your pocket.

- [ savings decisions ](https://sapience.com.au/all-tags/savings-decisions)
- [ savings bonds ](https://sapience.com.au/all-tags/savings-bonds)
- [ saving for school fees ](https://sapience.com.au/all-tags/savinjg-for-school-fees)
- [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging)

 [ Read more … ](https://sapience.com.au/blog/planning-for-future-school-fees)

  [ ![young man testing his blood sugars to manage his diabetes](https://sapience.com.au/images/blog/intro-newly-diagnosed-with-diabetes-and-needing-to-get-your-income-protection-in-place-sapience-financial.jpg) ](https://sapience.com.au/blog/newly-diagnosed-with-diabetes-and-needing-to-get-your-income-protection-in-place "Newly diagnosed with diabetes and needing to get your Income Protection in place?") ##  [ Newly diagnosed with diabetes and needing to get your Income Protection in place? ](https://sapience.com.au/blog/newly-diagnosed-with-diabetes-and-needing-to-get-your-income-protection-in-place)

### A type 2 diabetes diagnosis can feel overwhelming, to say the least.

And while many of us may have a general idea of what this disease is, there’s a lot of misunderstanding surrounding what it means for the future for a person newly diagnosed with diabetes, and their families.

Life goes on, jobs have to be kept, mortgage repayments made and the future just looks a little more complicated.

- [ diabetes ](https://sapience.com.au/all-tags/diabetes)
- [ Income Protection Insurance ](https://sapience.com.au/all-tags/income-protection-insurance)
- [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance)

 [ Read more … ](https://sapience.com.au/blog/newly-diagnosed-with-diabetes-and-needing-to-get-your-income-protection-in-place)

  [ ![confident-hight-net-worth-business-person-at-desk](https://sapience.com.au/images/blog/intro-why-wealthy-people-still-use-Life-Insurances-sapience-financial.jpg) ](https://sapience.com.au/blog/why-wealthy-people-still-use-life-insurances "Why wealthy people still use Life Insurances") ##  [ Why wealthy people still use Life Insurances ](https://sapience.com.au/blog/why-wealthy-people-still-use-life-insurances)

---

### Did you know wealthy people still use Life Insurance policies? Here are six reasons why wealthy people continue to use Life insurance policies, regardless of their wealth

Life insurance is a cost-effective financial tool that provides protection and financial security for individuals and their families, in the event of an unexpected death, disability or serious medical condition. Life Insurances also play an important part in helping business owners protect themselves and their families, from core business risks too.

Now while many people may associate life insurance with the middle class, it may come as a surprise to some that many wealthy individuals still choose to utilise life insurance as part of their overall financial planning, despite their already substantial wealth and reduced need for a financial safety net.

And here's why.

- [ the numbers of life ](https://sapience.com.au/all-tags/the-numbers-of-life)
- [ money habits ](https://sapience.com.au/all-tags/money-habits)
- [ money talk ](https://sapience.com.au/all-tags/money-talk)
- [ life insurance benificiaries ](https://sapience.com.au/all-tags/life-insurance-benificiaries)
- [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance)

 [ Read more … ](https://sapience.com.au/blog/why-wealthy-people-still-use-life-insurances)

  [ ![The problem of living the Ken and barbie Lifestyle of denial](https://sapience.com.au/images/blog/intro-the-problem-of-becoming-uninsurable-sapience-financial.jpg) ](https://sapience.com.au/blog/the-problem-of-becoming-uninsurable "The problem of Becoming Uninsurable (and the Ken & Barbie lifestyle of denial)") ##  [ The problem of Becoming Uninsurable (and the Ken & Barbie lifestyle of denial) ](https://sapience.com.au/blog/the-problem-of-becoming-uninsurable)

---

### Life Insurances are important financial tools that help us manage the inevitable ups and downs of life, love and business. They're an easy cost-effective way to safeguard our unpredictable futures, just in case.

But many people leave it too late to prepare for the unexpected and get their insurances in place, many suddenly finding themselves Uninsurable.

So when might it be too late to get insurance?

- [ Covid-19 ](https://sapience.com.au/all-tags/covid-19)
- [ difficult conversations ](https://sapience.com.au/all-tags/difficult-conversations)
- [ business ownership ](https://sapience.com.au/all-tags/business-ownership)
- [ family protection ](https://sapience.com.au/all-tags/family-protection)
- [ Income Protection Insurance ](https://sapience.com.au/all-tags/income-protection-insurance)
- [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance)

 [ Read more … ](https://sapience.com.au/blog/the-problem-of-becoming-uninsurable)

1. [ Federal Budget Summary 2023-24](https://sapience.com.au/blog/federal-budget-summary-2023-24)
2. [ Will you be caught in business with your former partner's spouse?](https://sapience.com.au/blog/will-you-be-caught-in-business-with-your-former-partners-spouse)
3. [ How to Protect your Family, from your Business](https://sapience.com.au/blog/how-to-protect-your-family-from-your-business)
4. [ How to Split an Unsplittable Inheritance](https://sapience.com.au/blog/how-to-split-an-unsplittable-inheritance)
5. [ What happens to your Super in a relationship breakdown?](https://sapience.com.au/blog/what-happens-to-your-super-in-a-relationship-breakdown)
6. [ The Difference between Small Business Exit plans & Small Business Succession planning](https://sapience.com.au/blog/the-difference-between-small-business-exit-and-small-business-succession-planning)
7. [ What's the backup plan when the business stalls but the Overhead Costs keep coming?](https://sapience.com.au/blog/whats-the-backup-plan-when-the-business-stalls-but-the-overhead-costs-keep-coming)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 17 of 73

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