---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=60"
date: "2026-06-24T15:19:47+00:00"
language: "en-GB"
---

[ ![rodeo cowboy holding tight onto the saddle strap of a bucking bull](https://sapience.com.au/images/blog/intro-getting-control-of-smsf-liquidity-risk-sapience-financial.jpg) ](https://sapience.com.au/blog/getting-control-of-smsf-liquidity-risk "Getting control of SMSF Liquidity Risk") ##  [ Getting control of SMSF Liquidity Risk ](https://sapience.com.au/blog/getting-control-of-smsf-liquidity-risk)

---

### What happens when your SMSF can't pay its bills?

Failing to meet the financial obligations of a self managed super fund (SMSF) can trigger an unintended domino effect of financial problems, that could be impossible to stop.

- [ SMSF ](https://sapience.com.au/smsf)
- [ SMSF liquidity ](https://sapience.com.au/smsf-liquidity)
- [ SMSF audit ](https://sapience.com.au/all-tags/smsf-audit)
- [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging)

 [ Read more … ](https://sapience.com.au/blog/getting-control-of-smsf-liquidity-risk)

  [ ![seagull swooping to capture a hot fried potato chip](https://sapience.com.au/images/blog/intro-hot-chips-seagulls-relatives-and-the-tax-office-sapience-financial.jpg) ](https://sapience.com.au/blog/hot-chips-seagulls-relatives-and-the-tax-office "Hot Chips, Seagulls, Relatives and the Tax Office") ##  [ Hot Chips, Seagulls, Relatives and the Tax Office ](https://sapience.com.au/blog/hot-chips-seagulls-relatives-and-the-tax-office)

---

### Will you inherit someone's super after they die?

Nobody ever wants to pay more tax than necessary. Hidden taxes seem to be everywhere, for the unaware. Even when you die, like a seagull swooping on a hot chip, the tax office will be quick to intervene and take a cut of your super death benefit, if you aren’t careful.

It pays to understand what you can do to reduce the stress (and the tax) at this difficult time.

- [ nominated benificiary ](https://sapience.com.au/beneficiary)
- [ inheritance management ](https://sapience.com.au/all-tags/inheritance-management)
- [ Protective Wills ](https://sapience.com.au/all-tags/protective-wills)
- [ step families ](https://sapience.com.au/all-tags/step-families)
- [ Super death benefits ](https://sapience.com.au/all-tags/super-death-benefits)
- [ ⚖️ Estate Law & Succession Planning ](https://sapience.com.au/insights/estate-law-succession)

 [ Read more … ](https://sapience.com.au/blog/hot-chips-seagulls-relatives-and-the-tax-office)

  [ ![agitated male business owner sitting in a meeting receiving difficult news](https://sapience.com.au/images/blog/intro-only-owning-half-the-pie-sapience-financial.jpg) ](https://sapience.com.au/blog/only-owning-half-the-business-pie "Only Owning Half the Business Pie") ##  [ Only Owning Half the Business Pie ](https://sapience.com.au/blog/only-owning-half-the-business-pie)

---

### What do you mean I have to buy back half my business?

It’s hardly surprising that all business owners struggle with the notion of how long we will be in business.

It can be an even greater struggle thinking we might actually be forced to leave, walk away or retire from being in business.

- [ business ownership ](https://sapience.com.au/all-tags/business-ownership)
- [ managing small business risks ](https://sapience.com.au/all-tags/managing-small-business-risks)
- [ buy and sell agreements ](https://sapience.com.au/all-tags/buy-and-sell-agreements)
- [ key legal documents ](https://sapience.com.au/all-tags/key-legal-documents)
- [ succession planning for small business ](https://sapience.com.au/all-tags/succession-planning-for-small-business)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/only-owning-half-the-business-pie)

  [ ![A time weathered looking cowboy playing poke in a wild west saloon](https://sapience.com.au/images/blog/intro-five-questions-to-ask-yourself-before-you-buy-crypto-sapience-financial.jpg) ](https://sapience.com.au/blog/six-questions-to-ask-yourself-before-you-buy-crypto "Six Questions to ask yourself before you buy Crypto") ##  [ Six Questions to ask yourself before you buy Crypto ](https://sapience.com.au/blog/six-questions-to-ask-yourself-before-you-buy-crypto)

---

### Welcome to the Wild Wild West of Crypto Currency

The world of digital assets (also known as crypto-assets) broadly refers to — cryptocurrencies, coins or tokens. These exist in the new intangible digital world and usually have no physical assets backing them, and as such you rely upon a digital assignment of value and the right of ownership.

They digitally represent your ownership of a value or rights to something and they're usually not backed by physical assets.

That said, digital assets are here to stay, but where do they fit in your digital life, and your financial life? While you can buy digital assets, investing in them brings a whole new conversation - and nobody wants to ask, 'What happens to your money if something goes wrong?'

- [ SMSF ](https://sapience.com.au/smsf)
- [ investment 101 ](https://sapience.com.au/all-tags/investment-101)
- [ investment risk profile ](https://sapience.com.au/all-tags/investment-risk-profile)
- [ crypto ](https://sapience.com.au/all-tags/crypto)
- [ 🏠 Wealth Builders & Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/six-questions-to-ask-yourself-before-you-buy-crypto)

1. [ Planning for Future School Fees (and adult education)](https://sapience.com.au/blog/planning-for-future-school-fees)
2. [ Newly diagnosed with diabetes and needing to get your Income Protection in place?](https://sapience.com.au/blog/newly-diagnosed-with-diabetes-and-needing-to-get-your-income-protection-in-place)
3. [ Why wealthy people still use Life Insurances](https://sapience.com.au/blog/why-wealthy-people-still-use-life-insurances)
4. [ The problem of Becoming Uninsurable (and the Ken & Barbie lifestyle of denial)](https://sapience.com.au/blog/the-problem-of-becoming-uninsurable)
5. [ Federal Budget Summary 2023-24](https://sapience.com.au/blog/federal-budget-summary-2023-24)
6. [ Will you be caught in business with your former partner's spouse?](https://sapience.com.au/blog/will-you-be-caught-in-business-with-your-former-partners-spouse)
7. [ How to Protect your Family, from your Business](https://sapience.com.au/blog/how-to-protect-your-family-from-your-business)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 16 of 73

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