--- title: "Search Blog by Month - Sapience Financial" description: "search our Sapience Financial archive of Blog Articles by month written" url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=40" date: "2026-06-24T12:22:15+00:00" language: "en-GB" --- [ ![middle aged family enjoying a BBQ together](https://sapience.com.au/images/blog/intro-can-i-get-life-insurance-when-living-with-an-ms-diagnosis-sapience-financial.jpg) ](https://sapience.com.au/blog/living-with-ms-exploring-your-life-insurance-possibilities "Living with MS? Exploring Your Life Insurance Possibilities") ## [ Living with MS? Exploring Your Life Insurance Possibilities ](https://sapience.com.au/blog/living-with-ms-exploring-your-life-insurance-possibilities) --- ### Are you living with a hidden complex health condition like MS? It's time for a fresh look at living with a Multiple Sclerosis (MS) diagnosis and getting your life insurance sorted. People typically develop multiple sclerosis between ages 20 to 40, but late-onset MS can also affects thoses 50 and older. MS affects approximately 2.5 million people worldwide, but when you live with multiple sclerosis (MS), it may already feel tough to relate to people who don’t have the condition. As people with an often hidden condition, they face challenges because of their disability. - [ life insurance ](https://sapience.com.au/life-insurance/life-terminal-illness-insurance) - [ chronic health conditions ](https://sapience.com.au/all-tags/chronic-health-conditions) - [ Expanded Disability Status Scale (EDSS) ](https://sapience.com.au/all-tags/expanded-disability-status-scale-edss) - [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance) [ Read more … ](https://sapience.com.au/blog/living-with-ms-exploring-your-life-insurance-possibilities) [ ![telescope on ship ](https://sapience.com.au/images/blog/intro-federal-budget-summary-2018-19-sapience-financial.jpg) ](https://sapience.com.au/blog/federal-budget-summary-2025-26 "Federal Budget Summary 2025-26") ## [ Federal Budget Summary 2025-26 ](https://sapience.com.au/blog/federal-budget-summary-2025-26) --- ### Quick Federal Budget Summary for 2025-2026 ### The 2025-26 Federal Budget has a number of highlights relevant to many of our clients, friends, and supporters explored further below. Here are some important things about taxes and retirement savings from the Budget that can help people and businesses plan their finances. - [ federal budet highlights ](https://sapience.com.au/all-tags/federal-budet-highlights) - [ 📰 Sapience General Archive ](https://sapience.com.au/insights/sapience-general-archive) [ Read more … ](https://sapience.com.au/blog/federal-budget-summary-2025-26) [ ![Proud grandfather and grandson sharing a special moment](https://sapience.com.au/images/blog/intro-owning-overseas-assets-and-making-an-australian-will-document-sapience-financial.jpg) ](https://sapience.com.au/blog/owning-overseas-assets-and-making-an-australian-will-document "Owning Overseas Assets and making an Australian Will document") ## [ Owning Overseas Assets and making an Australian Will document ](https://sapience.com.au/blog/owning-overseas-assets-and-making-an-australian-will-document) --- ### Owning Overseas Assets and making an Australian Will document No Problem, when you know what you're doing; Concurrent Wills and the Hague Convention on Foreign Documents. - [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning) - [ concurrent wills ](https://sapience.com.au/all-tags/concurrent-wills) - [ ⚖️ Estate Law & Succession Planning ](https://sapience.com.au/insights/estate-law-succession) [ Read more … ](https://sapience.com.au/blog/owning-overseas-assets-and-making-an-australian-will-document) [ ![Proud grandparents and their grandchildren](https://sapience.com.au/images/blog/intro-gifts-loans-and-debt-forgiveness-sapience-financial.jpg) ](https://sapience.com.au/blog/gifts-loans-and-debt-forgiveness "Gifts, Loans and Debt Forgiveness") ## [ Gifts, Loans and Debt Forgiveness ](https://sapience.com.au/blog/gifts-loans-and-debt-forgiveness) --- ### Gifts, Loans and Debt Forgiveness (and the Wisdom to know the difference) In our busy financial world, generosity can have consequences you may not be initially aware of. 'When,' is usually the first question a generous person asks. The next questions, often missed in the excitement should be, ‘how to protect the gift; should I make it a loan', and ultimately, 'when and how could I cancel (the legal term is forgive) a loan at a time in the future?' - [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning) - [ deed of debt forgiveness ](https://sapience.com.au/all-tags/deed-of-debt-forgiveness) - [ deed of gift ](https://sapience.com.au/all-tags/deed-of-gift) - [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging) [ Read more … ](https://sapience.com.au/blog/gifts-loans-and-debt-forgiveness) 1. [ Tips for Applying for Life Insurance when using Cannabis Oil](https://sapience.com.au/blog/tips-for-applying-for-life-insurance-while-using-cannabis-oil) 2. [ Our 20 Most Frequently Asked Questions about being named the Executor of a persons Will](https://sapience.com.au/blog/20-most-frequently-asked-questions-about-being-an-executor-in-a-will) 3. [ Time flies when you’re having fun but even faster when you're in Small Business](https://sapience.com.au/blog/time-flies-when-youre-having-fun-but-even-faster-when-youre-in-small-business) 4. [ Bad Night? Bad Romance? Bad Super Binding Death Nomination?](https://sapience.com.au/blog/bad-night-bad-romance-bad-super-binding-death-nomination) 5. [ The recipe for disaster that is leaving Specific Gifts in Wills](https://sapience.com.au/blog/the-recipe-for-disaster-that-is-specific-gifts-in-wills) 6. [ Just to let you know, 'We're Moving' AFSLs](https://sapience.com.au/blog/we-are-moving) 7. [ When do you need a Company Power of Attorney?](https://sapience.com.au/blog/when-do-you-need-a-company-power-of-attorney) ### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business) Page 11 of 73 ## Schema ```json { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home |", "item": "https://sapience.com.au" }, { "@type": "ListItem", "position": 2, "name": "Search Blog by Month", "item": "https://sapience.com.au/resources/search-blog-articles-by-month" } ] } ```