--- title: "Search Blog by Month - Sapience Financial" description: "search our Sapience Financial archive of Blog Articles by month written" url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=4" date: "2026-06-24T10:00:35+00:00" language: "en-GB" --- [ ![person selecting the unknown Community Chest card in the board game Monopoly ](https://sapience.com.au/images/blog/intro-planning-for-surgery-means-getting-your-estate-plans-in-place-first-sapience-financial.jpg) ](https://sapience.com.au/blog/going-under-the-knife-what-happens-if-youre-out-for-longer-than-expected "Going Under the Knife? What Happens if You're Out for Longer than Expected?") ## [ Going Under the Knife? What Happens if You're Out for Longer than Expected? ](https://sapience.com.au/blog/going-under-the-knife-what-happens-if-youre-out-for-longer-than-expected) --- ### Planning for surgery means getting your pre-surgery financial resources and estate planning documents in place first - just in case While your pre-surgery checklist undoubtedly includes fasting and arranging a ride home, the most overlooked and most important jobs may be getting your emergency estate plans in place, just in case. - [ life insurance ](https://sapience.com.au/life-insurance/life-terminal-illness-insurance) - [ power of attorney ](https://sapience.com.au/all-tags/power-of-attorney) - [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning) [ Read more … ](https://sapience.com.au/blog/going-under-the-knife-what-happens-if-youre-out-for-longer-than-expected) [ ![A closed bridge unsafe to travel on](https://sapience.com.au/images/blog/intro-broken-social-contract-superannuation.webp) ](https://sapience.com.au/blog/broken-social-contract-superannuation "The Broken Social Contract") ## [ The Broken Social Contract ](https://sapience.com.au/blog/broken-social-contract-superannuation) --- ### The Broken Social Contract that is Superannuation (and Why we built a Bureaucracy Shield) For decades, the Social Contract of the Australian superannuation system was built on a simple, silent promise: you contribute your earnings while you are well, and the system protects your dignity when you are not. However, for those navigating a terminal diagnosis today, recent evidence suggests this contract is functionally broken. [ Read more … ](https://sapience.com.au/blog/broken-social-contract-superannuation) [ ![](https://sapience.com.au/images/blog/intro-VAD-suicide-life-insurance-entitlements-sapience-financial.jpg) ](https://sapience.com.au/blog/life-insurance-suicide-and-vad-providing-certainty-in-australias-new-legal-landscape "Life Insurance, Suicide and VAD: Providing Certainty in Australia’s New Legal Landscape") ## [ Life Insurance, Suicide and VAD: Providing Certainty in Australia’s New Legal Landscape ](https://sapience.com.au/blog/life-insurance-suicide-and-vad-providing-certainty-in-australias-new-legal-landscape) --- ### What Matters Most - Straight Answers to Life’s Hardest Insurance Questions Hard questions deserve honest answers. From the 13-month suicide exclusion to the unique legal status of Voluntary Assisted Dying (VAD) in Australia, we’re deconstructing the technicalities to ensure your dignity - and your family’s security - remain front of mind. - [ life insurance ](https://sapience.com.au/life-insurance/life-terminal-illness-insurance) - [ Get Life Confident ](https://sapience.com.au/all-tags/get-life-confident) - [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging) [ Read more … ](https://sapience.com.au/blog/life-insurance-suicide-and-vad-providing-certainty-in-australias-new-legal-landscape) [ ![the predator on the couch](https://sapience.com.au/images/blog/intro-the-predator-on-the-couch-sapience-financial.jpg) ](https://sapience.com.au/blog/the-predator-on-the-couch "The Predator on The Couch") ## [ The Predator on The Couch ](https://sapience.com.au/blog/the-predator-on-the-couch) --- ### The Predator on the Couch and Why We Need a New Vocabulary for Protecting Family Wealth There’s a profound blind spot in how we manage the risks of ageing and intergenerational wealth transfer in Australian families. We spend our lives building fortresses against the outside world – whether that’s installing security systems, shredding our bank statements, and learning to dodge sophisticated online scams. For some of us, we’ve even discommend the family land line telephone (because the only people to call were scammers and charity collectors anyways). - [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning) - [ Pre-elder abuse ](https://sapience.com.au/all-tags/pre-elder-abuse) - [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging) [ Read more … ](https://sapience.com.au/blog/the-predator-on-the-couch) 1. [ What is Pre-elder Abuse?](https://sapience.com.au/blog/what-is-pre-elder-abuse) 2. [ Better than a Tim Tam and Why Aussie TPD and Income Protection are World-Beaters](https://sapience.com.au/blog/better-than-a-tim-tam-and-why-aussie-tpd-and-income-protection-are-world-beaters) 3. [ The Scar Tissue of 'She’ll Be Right' and Why Later is a Biological Lie](https://sapience.com.au/blog/the-scar-tissue-of-shell-be-right-why-later-is-a-biological-lie) 4. [ Starting a Business with another? Here's your Homework](https://sapience.com.au/blog/starting-a-business-with-another-heres-your-homework) 5. [ The 0.08-Second Glitch: Why Your Brain is Faster Than Your Bank Account](https://sapience.com.au/blog/the-0-08-second-glitch-why-your-brain-is-faster-than-your-bank-account) 6. [ Share Your Story (Anonymously)](https://sapience.com.au/book-research-participant-call) 7. [ The Art of Productive Panic](https://sapience.com.au/blog/the-art-of-productive-panic) ### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business) Page 2 of 73 ## Schema ```json { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home |", "item": "https://sapience.com.au" }, { "@type": "ListItem", "position": 2, "name": "Search Blog by Month", "item": "https://sapience.com.au/resources/search-blog-articles-by-month" } ] } ```