---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=220"
date: "2026-06-24T12:05:34+00:00"
language: "en-GB"
---

[ ![smiling barista making coffee](https://sapience.com.au/images/blog/intro-how-to-keep-better-track-of-my-expenses-sapience-financial.jpg) ](https://sapience.com.au/blog/how-to-keep-better-track-of-my-expenses "How to keep better track of your expenses") ##  [ How to keep better track of your expenses ](https://sapience.com.au/blog/how-to-keep-better-track-of-my-expenses)

---

### Automate your savings habits

### Actually knowing where your money goes is the clever first step to gaining more control over your money.

Sometimes it’s the habit you make rather than the amount you save that’s really useful.

- [ saving ](https://sapience.com.au/all-tags/saving)
- [ offset accounts ](https://sapience.com.au/all-tags/offset-accounts)
- [ 🏠 Wealth Builders & Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/how-to-keep-better-track-of-my-expenses)

  [ ![lady holding phone and purse sitting on stool](https://sapience.com.au/images/blog/intro-how-to-keep-track-of-your-credit-history-sapience-financial.jpg) ](https://sapience.com.au/blog/how-to-keep-track-of-your-credit-history "How to keep track of your credit history") ##  [ How to keep track of your credit history ](https://sapience.com.au/blog/how-to-keep-track-of-your-credit-history)

---

### Bad credit — not sure? It's not surprising

### The company that has been keeping the records may have been keeping them from you as well

In December 2016 Australian consumer action groups won a case against credit reporting agency *Veda Advantage Information Services and Solutions Ltd (Veda)* that resulted in the [Privacy Commissioner ordering Veda to refund thousands of consumers](http://www.austlii.edu.au/au/cases/cth/AICmr/2016/88.html) who were charged for obtaining a copy of their credit report.

- [ credit score ](https://sapience.com.au/all-tags/credit-score)
- [ mortgage exit strategy ](https://sapience.com.au/all-tags/mortgage-exit-strategy)
- [ 🏠 Wealth Builders & Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/how-to-keep-track-of-your-credit-history)

  [ ![frustrated man in hospital gown looking at you](https://sapience.com.au/images/blog/intro-the-numbers-of-life-sapience-financial.jpg) ](https://sapience.com.au/blog/the-numbers-of-life "The Numbers of Life") ##  [ The Numbers of Life ](https://sapience.com.au/blog/the-numbers-of-life)

---

### Let's be really honest here. It doesn't take long to realise that life *never quite works out* just the way we planned.

### To suggest it's unpredictable - is an understatement.

Call it chance, accident, fate or even serendipity; sh!t happens. Ok now that's out in the open and we're being honest, the point we're making is life just happens to us all and some things catch us all off guard. How we deal with hard times makes us human; how we plan for those potential hard times makes us successful. To Protect and Provide is the very essence of being human – and we think its one of our most endearing traits.

> When hard times happen remember it's not personal - its just the statistical realities; its [the numbers of life](#the-numbers)

- [ the numbers of life ](https://sapience.com.au/all-tags/the-numbers-of-life)
- [ the numbers of business ](https://sapience.com.au/all-tags/the-numbers-of-business)
- [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning)
- [ mindset ](https://sapience.com.au/all-tags/mindset)
- [ ⚖️ Estate Law & Succession Planning ](https://sapience.com.au/insights/estate-law-succession)
- [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance)

 [ Read more … ](https://sapience.com.au/blog/the-numbers-of-life)

  [ ![smiling male sitting](https://sapience.com.au/images/intro-how-much-life-insurance-is-enough-sapience-financial.jpg) ](https://sapience.com.au/blog/how-much-life-insurance-is-enough "How much life insurance is enough?") ##  [ How much life insurance is enough? ](https://sapience.com.au/blog/how-much-life-insurance-is-enough)

---

### Meet George - Logistics co-ordination ninja

### He spends most of his workday chasing boxes, deadlines and freight companies.

His partner is the love of his life (and drives him crazy at times). George has a stepdaughter who he adores and a well-earned reputation as a bit of Weekend DIY Tragic, relentlessly renovating his townhouse.

- [ life insurance ](https://sapience.com.au/life-insurance/life-terminal-illness-insurance)
- [ how much is enough ](https://sapience.com.au/all-tags/how-much-is-enough)
- [ annimated explainer video ](https://sapience.com.au/all-tags/annimated-explainer-video)
- [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance)

 [ Read more … ](https://sapience.com.au/blog/how-much-life-insurance-is-enough)

1. [ What are the chances of needing to claim on your personal insurance policy?](https://sapience.com.au/blog/what-is-the-chance-of-needing-to-claim-on-your-personal-insurance-policy)
2. [ Six key insights to greater success with money](https://sapience.com.au/blog/six-key-insights-to-greater-success-with-money)
3. [ Who inherits your business debt if something happens to you?](https://sapience.com.au/blog/who-inherits-your-business-debt-if-something-happens-to-you)
4. [ Professional people need their own life insurance adviser and this is why](https://sapience.com.au/blog/professional-people-need-their-own-life-insurance-adviser-and-this-is-why)
5. [ What are the key documents in an estate plan?](https://sapience.com.au/blog/what-are-the-key-documents-in-an-estate-plan)
6. [ LEGO time-lapse](https://sapience.com.au/blog/lego-time-lapse)
7. [ Australia’s Coolest Business Cards](https://sapience.com.au/blog/australias-coolest-business-cards)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 56 of 73

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