---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=20"
date: "2026-06-24T10:10:53+00:00"
language: "en-GB"
---

[ ![young women sitting on the cough paying bills by credit card](https://sapience.com.au/images/blog/intro-the-robot-that-takes-your-money-and-why-you-should-let-it-sapience-financial.jpg) ](https://sapience.com.au/blog/the-robot-that-takes-your-money-and-why-you-should-let-it "The Robot That Takes Your Money (And Why You Should Let It)") ##  [ The Robot That Takes Your Money (And Why You Should Let It) ](https://sapience.com.au/blog/the-robot-that-takes-your-money-and-why-you-should-let-it)

---

### The Robot That Takes Your Money (And Why You Should Let It)

Why auto-renewals on our Life and Disability Insurances can trigger our 'Loss Aversion' and how to hack your own brain

- [ Success Mindsets ](https://sapience.com.au/all-tags/success-mindsets)
- [ 🛡️ Specialist Risk &amp; Insurance ](https://sapience.com.au/insights/specialist-risk-insurance)

 [ Read more … ](https://sapience.com.au/blog/the-robot-that-takes-your-money-and-why-you-should-let-it)

  [ ![happy young blending family sitting on the couch](https://sapience.com.au/images/blog/intro-why-the-law-treats-your-step-children-as-strangers-when-you-dont-have-a-Will-document-sapience-financial.jpg) ](https://sapience.com.au/blog/love-isnt-enough-why-the-law-treats-your-step-children-as-strangers "Love Isn't Enough: Why the Law Treats Your Step-Children as Strangers") ##  [ Love Isn't Enough: Why the Law Treats Your Step-Children as Strangers ](https://sapience.com.au/blog/love-isnt-enough-why-the-law-treats-your-step-children-as-strangers)

---

### Love Makes a Family, But the Law Requires Blood

In the fabric of our modern Australian society, the blended family is a common and cherished thread. We build lives, forge bonds, and raise children not merely by biology, but by years of shared breakfasts, school pickups, and mutual affection. For our LGBT community, *chosen family* is often the strongest bond of all.

We live by the truth that love makes a family.

But there is a cold, hard reality we must face: The law requires blood.

- [ blending families ](https://sapience.com.au/all-tags/blending-families)
- [ blended families ](https://sapience.com.au/all-tags/blended-families)
- [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning)
- [ immediate inheritance ](https://sapience.com.au/all-tags/immediate-inheritance)
- [ ⚖️ Estate Law &amp; Succession Planning ](https://sapience.com.au/insights/estate-law-succession)

 [ Read more … ](https://sapience.com.au/blog/love-isnt-enough-why-the-law-treats-your-step-children-as-strangers)

  [ ![excited young boy looking down into an opened paper bag to see the definition of Atestate](https://sapience.com.au/images/blog/intro-what-is-atestate-sapience-financial.jpg) ](https://sapience.com.au/blog/what-is-atestate "What is Atestate?") ##  [ What is Atestate? ](https://sapience.com.au/blog/what-is-atestate)

---

### You aren't Intestate (yet). But you are almost certainly "Atestate."

By [Drew Browne](https://sapience.com.au/index.php?Itemid=2054)

We have a gaping hole in the English language, and it is costing Australian families their fortunes.

In the legal and financial world, we have a clear word for what happens when you die without a Will. You are "**Intestate**." It comes from Latin (*intestatus*), and it is a messy, expensive, bureaucratic nightmare for the people you leave behind.

- [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning)
- [ ⚖️ Estate Law &amp; Succession Planning ](https://sapience.com.au/insights/estate-law-succession)

 [ Read more … ](https://sapience.com.au/blog/what-is-atestate)

  [ ![three business friends sitting at a table and laughing and enjoying the moment together](https://sapience.com.au/images/blog/intro-learning-how-to-stay-rich-sapience-financial.jpg) ](https://sapience.com.au/blog/learning-how-to-stay-rich "Learning How to Stay Rich") ##  [ Learning How to Stay Rich ](https://sapience.com.au/blog/learning-how-to-stay-rich)

---

### The Two Games of Money: Why Your Best Strength is Your Greatest Blind Spot

You're an optimist and a builder, you're wired to chase opportunities and grow your wealth - and who doesn't like that. But what if that very superpower is the crippling blind spot that stops you from protecting everything you've built? Getting wealthy is one thing, staying wealthy is another game all together

- [ life insurance ](https://sapience.com.au/life-insurance/life-terminal-illness-insurance)
- [ money habits ](https://sapience.com.au/all-tags/money-habits)
- [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🧠 Evolutionary Finance ](https://sapience.com.au/insights/evolutionary-finance)

 [ Read more … ](https://sapience.com.au/blog/learning-how-to-stay-rich)

1. [ The Unseen Retirement Crisis: Why Your Home is More Than Just a Roof Over Your Head](https://sapience.com.au/blog/the-unseen-retirement-crisis-why-your-home-is-more-than-just-a-roof-over-your-head)
2. [ The $19,800 Fine SMSF Trustees Must Avoid](https://sapience.com.au/blog/the-19800-dollar-fine-smsf-trustees-must-avoid)
3. [ Don't Let the Law Define Your Family: A Guide to Wills for Step-Parents and Beyond](https://sapience.com.au/blog/dont-let-the-law-define-your-family-a-guide-to-wills-for-step-parents-and-beyond)
4. [ The Millionaire Myth and How to Create an Immediate Inheritance for the People You Love (No Lottery Win Required)](https://sapience.com.au/blog/the-millionaire-myth-and-how-to-create-an-immediate-inheritance-for-the-people-you-love-no-lottery-win-required)
5. [ Forget the Will for a Moment. Let's Talk About Who Makes Decisions When You Can't](https://sapience.com.au/blog/forget-the-will-for-a-moment-lets-talk-about-who-makes-decisions-when-you-cant)
6. [ The Double-Income Tightrope: What's Your Plan B for the Mortgage?](https://sapience.com.au/blog/the-double-income-tightrope-what-is-your-backup-plan-for-the-mortgage)
7. [ AI and the Future of Professional Advice](https://sapience.com.au/blog/ai-and-the-future-of-professional-advice)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

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