---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=180"
date: "2026-06-24T16:34:56+00:00"
language: "en-GB"
---

[ ![child learning to ride skateboard](https://sapience.com.au/images/blog/intro-what-to-teach-your-children-about-money-before-they-are-10-sapience-financial.jpg) ](https://sapience.com.au/blog/what-to-teach-your-children-about-money-before-they-are-10 "What to teach your children about money, before they are 10") ##  [ What to teach your children about money, before they are 10 ](https://sapience.com.au/blog/what-to-teach-your-children-about-money-before-they-are-10)

---

### The other day when talking with Little Miss 5 about the cost of having her birthday party at the local gold class cinema, she casually gave me some financial advice to, "just go to the money machine in the wall and get the money".

I realised it was time to begin to explain where money comes from, after all, it's up to the adults in the lives of children to model helpful behaviours as our children begin their journey of understanding money.

- [ fun stuff ](https://sapience.com.au/all-tags/fun-stuff)
- [ money talk ](https://sapience.com.au/all-tags/money-talk)
- [ savings ](https://sapience.com.au/all-tags/savings)

 [ Read more … ](https://sapience.com.au/blog/what-to-teach-your-children-about-money-before-they-are-10)

  [ ![teenage girl txting on phone](https://sapience.com.au/images/blog/intro-having-the-money-talk-with-the-kids-sapience-financial.jpg) ](https://sapience.com.au/blog/having-the-money-talk-with-the-kids "Would you prefer to talk with your teenager about sex or money?") ##  [ Would you prefer to talk with your teenager about sex or money? ](https://sapience.com.au/blog/having-the-money-talk-with-the-kids)

---

### How do you start ‘the talk’ with your kids?

"No, not that talk... the other big talk."

### Parents all ask the same question

After 20+ years working as a financial adviser, you get to see patterns in people's actions and, more importantly, their questions.

The number one question I get asked by parents of all ages is,

‘How can I help my kids get ahead in life?’

- [ money advice for the kids ](https://sapience.com.au/all-tags/money-advice-for-the-kids)
- [ money talk ](https://sapience.com.au/all-tags/money-talk)
- [ 🧠 Evolutionary Finance ](https://sapience.com.au/insights/evolutionary-finance)
- [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging)

 [ Read more … ](https://sapience.com.au/blog/having-the-money-talk-with-the-kids)

  [ ![male with male friend in wheelchair](https://sapience.com.au/images/blog/intro-when-can-i-get-early-access-to-my-super-sapience-financial.jpg) ](https://sapience.com.au/blog/when-can-i-get-early-access-to-my-super "When is it possible to get early access to my super?") ##  [ When is it possible to get early access to my super? ](https://sapience.com.au/blog/when-can-i-get-early-access-to-my-super)

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### Need to get early access to some of your super?

Nothing starts a heated conversation between mates at a BBQ quicker than a question about superannuation and whether you should be allowed to get access to it before you retire.

The government's stated purpose behind our national compulsory super savings plan is *to provide people income in retirement* to substitute (or supplement) the Age Pension. This is known as *the sole purpose test*.

- [ SMSF ](https://sapience.com.au/smsf)
- [ superannuation ](https://sapience.com.au/all-tags/superannuation)
- [ early release of super ](https://sapience.com.au/all-tags/early-release-of-super)
- [ 🏠 Wealth Builders & Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/when-can-i-get-early-access-to-my-super)

  [ ![old work boots on wooden floor](https://sapience.com.au/images/blog/intro-nominating-who-gets-your-super-and-life-insurance-sapience-financial.jpg) ](https://sapience.com.au/blog/nominating-who-gets-your-super-and-life-insurance "Who gets your super and its life insurance, when you die?") ##  [ Who gets your super and its life insurance, when you die? ](https://sapience.com.au/blog/nominating-who-gets-your-super-and-life-insurance)

---

### Life insurance inside your super has special rules you need to understand - especially if you're a blended family.

### You need to let your super fund (and life insurance company) know who you want as a beneficiary to receive any payout made upon your death.

This is especially important if your life insurance is owned by your super fund because there are additional rules you need to understand. If you don't, then you'll leave a whole lot of unnecessary pain and problems for your survivors.

- [ life insurance ](https://sapience.com.au/life-insurance/life-terminal-illness-insurance)
- [ family provision ](https://sapience.com.au/all-tags/family-provision)
- [ blended families ](https://sapience.com.au/all-tags/blended-families)
- [ case studies ](https://sapience.com.au/all-tags/case-studies)
- [ case study ](https://sapience.com.au/all-tags/case-study)
- [ ⚖️ Estate Law & Succession Planning ](https://sapience.com.au/insights/estate-law-succession)
- [ 🏠 Wealth Builders & Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/nominating-who-gets-your-super-and-life-insurance)

1. [ How to split expenses as a Couple](https://sapience.com.au/blog/how-to-split-expenses-as-a-couple)
2. [ Downsize your home and put the profit into your super](https://sapience.com.au/blog/sell-the-family-home-and-contribute-to-your-super-fund)
3. [ Who can make emergency medical decisions for you?](https://sapience.com.au/blog/who-is-your-person-responsible)
4. [ Financial Advice for Same-Sex Couples](https://sapience.com.au/blog/financial-advice-for-same-sex-couples)
5. [ The Better Business Book Vol 3 (now also on Kindle )](https://sapience.com.au/blog/the-better-business-book)
6. [ Test your Christmas Trivia Skills!](https://sapience.com.au/blog/christmas-trivia)
7. [ Prostate cancer surgery and its disturbing new link to business risk](https://sapience.com.au/blog/prostate-cancer-surgery-and-its-new-link-to-business-risk)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 46 of 73

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