--- title: "Search Blog by Month - Sapience Financial" description: "search our Sapience Financial archive of Blog Articles by month written" url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=16" date: "2026-06-24T10:17:15+00:00" language: "en-GB" --- [ ![Ebenezer Scrooge and the Spirit of Unfinished Business ](https://sapience.com.au/images/blog/intro-the-ghost-of-business-future-and-why-we-get-ebenezer-scrooge-wrong-sapience-financial.jpg) ](https://sapience.com.au/blog/the-ghost-of-business-future-and-why-we-get-ebenezer-scrooge-wrong "The Ghost of Business Future (Why We Get Ebenezer Scrooge Wrong)") ## [ The Ghost of Business Future (Why We Get Ebenezer Scrooge Wrong) ](https://sapience.com.au/blog/the-ghost-of-business-future-and-why-we-get-ebenezer-scrooge-wrong) --- ### Its beginning to look a bit like ... 'Bah, Humbug!' December has a specific weight to it, doesn’t it? As business owners, we reach this time of year often running on fumes. We have spent the last twelve months putting out fires, managing people, and chasing cash flow. - [ Christmas ](https://sapience.com.au/all-tags/christmas) - [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership) [ Read more … ](https://sapience.com.au/blog/the-ghost-of-business-future-and-why-we-get-ebenezer-scrooge-wrong) [ ![an older own sits alone by a window](https://sapience.com.au/images/blog/intro-invisible-burdens-of-widowhood-that-most-men-overlook.jpg) ](https://sapience.com.au/blog/invisible-burdens-of-widowhood-that-most-men-overlook "Invisible Burdens of Widowhood That Most Men Overlook") ## [ Invisible Burdens of Widowhood That Most Men Overlook ](https://sapience.com.au/blog/invisible-burdens-of-widowhood-that-most-men-overlook) --- ### Beyond the Grief: The Financial Crisis You Don't Want to Leave Behind If you haven't got a plan, your final message to your partner isn't 'I love you' - it’s simply, 'Good luck. - [ life insurance benificiaries ](https://sapience.com.au/all-tags/life-insurance-benificiaries) - [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning) - [ Protective Wills ](https://sapience.com.au/all-tags/protective-wills) - [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging) [ Read more … ](https://sapience.com.au/blog/invisible-burdens-of-widowhood-that-most-men-overlook) [ ![](https://sapience.com.au/images/blog/intro-can-i-get-income-protection-with-anxiety-the-realities-of-underwriting-sapience-financial.jpg) ](https://sapience.com.au/blog/can-i-get-income-protection-with-living-with-anxiety-the-realities-of-underwriting "Can I Get Income Protection while living with Anxiety? The Realities of Underwriting") ## [ Can I Get Income Protection while living with Anxiety? The Realities of Underwriting ](https://sapience.com.au/blog/can-i-get-income-protection-with-living-with-anxiety-the-realities-of-underwriting) --- ### Modern Life: A Marathon in a Minefield We are living in an era of ‘always-on’ pressure. Even our designated ‘wind down’ time has been hijacked; instead of resting, we find ourselves doomscrolling through clickbait and getting hooked by a 24-hour news cycle that seems designed to keep us in a state of perpetual outrage. - [ life insurance ](https://sapience.com.au/life-insurance/life-terminal-illness-insurance) - [ income protection ](https://sapience.com.au/all-tags/income-protection) - [ total & permanent disability (TPD) ](https://sapience.com.au/all-tags/total-permanent-disability-tpd) - [ anxiety ](https://sapience.com.au/all-tags/anxiety) - [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance) [ Read more … ](https://sapience.com.au/blog/can-i-get-income-protection-with-living-with-anxiety-the-realities-of-underwriting) [ ![](https://sapience.com.au/images/blog/intro-grudge-diagnositic-circuit-breaker.jpg) ](https://sapience.com.au/blog/the-grudge-diagnostic "The Grudge Diagnostic") ## [ The Grudge Diagnostic ](https://sapience.com.au/blog/the-grudge-diagnostic) ### The Grudge Diagnostic When you open a Life and Disability Insurance renewal invoice, you're not just fighting a price increase, you're actually fighting millions of years of evolutionary programming. Your brain is wired to reject this bill because it offers *no immediate and tangible reward.* So before you act on that feeling, use the Diagnostic to check which mental bias is running the show. - [ 🧠 Evolutionary Finance ](https://sapience.com.au/insights/evolutionary-finance) [ Read more … ](https://sapience.com.au/blog/the-grudge-diagnostic) 1. [ The Robot That Takes Your Money (And Why You Should Let It)](https://sapience.com.au/blog/the-robot-that-takes-your-money-and-why-you-should-let-it) 2. [ Love Isn't Enough: Why the Law Treats Your Step-Children as Strangers](https://sapience.com.au/blog/love-isnt-enough-why-the-law-treats-your-step-children-as-strangers) 3. [ What is Atestate?](https://sapience.com.au/blog/what-is-atestate) 4. [ Learning How to Stay Rich](https://sapience.com.au/blog/learning-how-to-stay-rich) 5. [ The Unseen Retirement Crisis: Why Your Home is More Than Just a Roof Over Your Head](https://sapience.com.au/blog/the-unseen-retirement-crisis-why-your-home-is-more-than-just-a-roof-over-your-head) 6. [ The $19,800 Fine SMSF Trustees Must Avoid](https://sapience.com.au/blog/the-19800-dollar-fine-smsf-trustees-must-avoid) 7. [ Don't Let the Law Define Your Family: A Guide to Wills for Step-Parents and Beyond](https://sapience.com.au/blog/dont-let-the-law-define-your-family-a-guide-to-wills-for-step-parents-and-beyond) ### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business) Page 5 of 73 ## Schema ```json { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home |", "item": "https://sapience.com.au" }, { "@type": "ListItem", "position": 2, "name": "Search Blog by Month", "item": "https://sapience.com.au/resources/search-blog-articles-by-month" } ] } ```