---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=152"
date: "2026-06-24T21:26:33+00:00"
language: "en-GB"
---

[ ![mother and daughter laughing and looking at tablet device](https://sapience.com.au/images/blog/intro-five-key-mistakes-people-make-with-powers-of-attorney-sapience-financial.jpg) ](https://sapience.com.au/blog/five-key-mistakes-people-make-with-powers-of-attorney "Five key mistakes people make with Powers of Attorney") ##  [ Five key mistakes people make with Powers of Attorney ](https://sapience.com.au/blog/five-key-mistakes-people-make-with-powers-of-attorney)

---

### Have you ever found yourself locked out of your car, perhaps your house or even your phone?

### Some people find themselves locked out of their financial lives due to sickness or injury when they can’t make decisions for themselves.

- [ power of attorney ](https://sapience.com.au/all-tags/power-of-attorney)
- [ managing small business risks ](https://sapience.com.au/all-tags/managing-small-business-risks)
- [ ⚖️ Estate Law &amp; Succession Planning ](https://sapience.com.au/insights/estate-law-succession)

 [ Read more … ](https://sapience.com.au/blog/five-key-mistakes-people-make-with-powers-of-attorney)

  [ ![exit road sign](https://sapience.com.au/images/blog/intro-what-happens-when-youre-too-old-for-a-home-loan-sapience-financial.jpg) ](https://sapience.com.au/blog/what-happens-when-you-re-too-old-for-a-home-loan "What happens when you're deemed too old for a home loan?") ##  [ What happens when you're deemed too old for a home loan? ](https://sapience.com.au/blog/what-happens-when-you-re-too-old-for-a-home-loan)

---

### Been told maybe you're too old for a home loan?

### Just wait — the perfect storm is approaching.

- Australians over 50 are being told they may be too old for a home loan
- Skyrocketing property prices mean more Australians are being forced to rent forever
- And this can lead to an increased risk of homelessness for older people who get sick and can't continue to work, and rent forever.
- [ mortgage guarantor ](https://sapience.com.au/all-tags/mortgage-guarantor)
- [ credit cards ](https://sapience.com.au/all-tags/credit-cards)
- [ mortgage exit strategy ](https://sapience.com.au/all-tags/mortgage-exit-strategy)
- [ 🏠 Wealth Builders &amp; Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/what-happens-when-you-re-too-old-for-a-home-loan)

  [ ![hip pocket full of credit cards](https://sapience.com.au/images/blog/intro-get-to-know-the-new-credit-card-laws-sapience-financial.jpg) ](https://sapience.com.au/blog/get-to-know-the-new-credit-card-laws "Get to know your New Credit Card Laws") ##  [ Get to know your New Credit Card Laws ](https://sapience.com.au/blog/get-to-know-the-new-credit-card-laws)

---

### Get to know your New Credit Card laws

New laws about credit card debts will be phased in from January 2019 and will have a long-lasting impact on your ability to refinance a loan, or even just apply for a mortgage.

### There's a new problem in your pocket.

- [ credit cards ](https://sapience.com.au/all-tags/credit-cards)
- [ credit score ](https://sapience.com.au/all-tags/credit-score)
- [ 🏠 Wealth Builders &amp; Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/get-to-know-the-new-credit-card-laws)

  [ ![person sitting in front of laptop computer thinking about using a credit card for a purchase](https://sapience.com.au/images/blog/intro-get-to-know-your-new-credit-score-sapience-financial.jpg) ](https://sapience.com.au/blog/get-to-know-your-new-credit-score "Get to know your New Credit Score") ##  [ Get to know your New Credit Score ](https://sapience.com.au/blog/get-to-know-your-new-credit-score)

---

### Get to know your New Credit Score

### New Comprehensive Credit Reporting (CCR) has arrived (and it’s collecting a lot of new information about you and your financial behaviour).

- [ small business ](https://sapience.com.au/all-tags/small-business)
- [ credit score ](https://sapience.com.au/all-tags/credit-score)
- [ refinancing a mortgage ](https://sapience.com.au/all-tags/refinancing-a-mortgage)
- [ mortgage exit strategy ](https://sapience.com.au/all-tags/mortgage-exit-strategy)
- [ 🏠 Wealth Builders &amp; Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/get-to-know-your-new-credit-score)

1. [ Frankly I'm embarrassed about the Banks](https://sapience.com.au/blog/frankly-im-embarrassed)
2. [ How to nominate who gets your insurance and super payout](https://sapience.com.au/blog/how-to-nominate-who-gets-your-insurance-and-super-payout)
3. [ Breaking Bad Money Habits and What would Mary Poppins do?](https://sapience.com.au/blog/breaking-bad-money-habits-and-what-would-mary-poppins-do)
4. [ The One Question I ask myself each Christmas](https://sapience.com.au/blog/the-question-i-ask-each-christmas)
5. [ If you expect to retire, you need to upgrade your financial literacy now](https://sapience.com.au/blog/if-you-expect-to-retire-you-need-to-upgrade-your-financial-literacy-now)
6. [ Stay at home parents and a glitch in TPD insurance](https://sapience.com.au/blog/stay-at-home-parents-and-tpd-insurance)
7. [ Make a contribution to your spouses super fund and claim a tax credit yourself](https://sapience.com.au/blog/spouse-contributions-tax-offset)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 39 of 73

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