---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=136"
date: "2026-06-24T22:29:48+00:00"
language: "en-GB"
---

[ ![Scissors ](https://sapience.com.au/images/blog/intro-not-running-with-scissors-and-credit-cards-sapience-financial.jpg) ](https://sapience.com.au/blog/not-running-with-scissors-and-credit-cards "Not running with Scissors and Credit Cards") ##  [ Not running with Scissors and Credit Cards ](https://sapience.com.au/blog/not-running-with-scissors-and-credit-cards)

---

### Not running with Scissors and Credit Cards

### As a kid, I clearly remember the repeated warning about the dangers of running with scissors.

What I didn't hear was the dangers of running off with a credit card, and I wonder which one has caused me more damage in my life so far?

Can you relate?

- [ money habits ](https://sapience.com.au/all-tags/money-habits)
- [ credit cards ](https://sapience.com.au/all-tags/credit-cards)
- [ compound interest ](https://sapience.com.au/all-tags/compound-interest)
- [ 🏠 Wealth Builders &amp; Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/not-running-with-scissors-and-credit-cards)

  [ ![elderly man sitting on park bench with daughter](https://sapience.com.au/images/blog/intro-help-my-ageing-parents-have-no-retirement-savings-sapience-financial.jpg) ](https://sapience.com.au/blog/help-my-ageing-parents-have-no-retirement-savings "Help! My ageing parents have no retirement savings") ##  [ Help! My ageing parents have no retirement savings ](https://sapience.com.au/blog/help-my-ageing-parents-have-no-retirement-savings)

---

### Are you feeling sandwiched between looking after your adult children and elderly parents?

Maybe you find yourself **facing financial demands** from both your own young family and your older family? You're not alone.

Welcome to the life of the Sandwiched Generation.

- [ downsizer contributions ](https://sapience.com.au/all-tags/downsizer-contributions)
- [ pensions ](https://sapience.com.au/all-tags/pensions)
- [ supporting elderly parents ](https://sapience.com.au/all-tags/supporting-elderly-parents)
- [ shared ownership of assets ](https://sapience.com.au/all-tags/shared-ownership-of-assets)
- [ 🌳 Family, Legacy &amp; Aging ](https://sapience.com.au/insights/family-legacy-aging)

 [ Read more … ](https://sapience.com.au/blog/help-my-ageing-parents-have-no-retirement-savings)

  [ ![pink iced donuts](https://sapience.com.au/images/blog/intro-confessions-of-a-13-year-old-loan-shark-sapience-financial.jpg) ](https://sapience.com.au/blog/confessions-of-a-13-year-old-loan-shark "Confessions of a 13 year old loan shark") ##  [ Confessions of a 13 year old loan shark ](https://sapience.com.au/blog/confessions-of-a-13-year-old-loan-shark)

---

### Confessions of a 13 year old iced-doughnut-fuelled loan shark.

### People ask me when was the first time I thought about money matters in a more structured and deliberate way?

I must confess it was a childhood experience that led me astray and taught me the 7 early financial lessons of the schoolyard.

- [ compound interest ](https://sapience.com.au/all-tags/compound-interest)
- [ 🤝 Small Business Risk &amp; Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/confessions-of-a-13-year-old-loan-shark)

  [ ![grandmother reading to grandson](https://sapience.com.au/images/blog/intro-how-we-think-about-our-money-dictates-so-many-of-our-responses-to-it-sapience-financial.jpg) ](https://sapience.com.au/blog/how-we-think-about-our-money-dictates-so-many-of-our-responses-to-it "How we think about our money dictates many of our responses to it") ##  [ How we think about our money dictates many of our responses to it ](https://sapience.com.au/blog/how-we-think-about-our-money-dictates-so-many-of-our-responses-to-it)

---

### How we think about our money dictates so many of our responses to it - and most of them are subconscious and invisible.

### Now, this is not some pretend self-help article about 'positive thinking with positively no actual doing' where you're told to sit and 'think yourself rich'.

If that worked, the tax department wouldn't need to get people to pay their taxes; you could just 'think about' it for them instead.

- [ moneyisms ](https://sapience.com.au/all-tags/moneyisms)
- [ money habits ](https://sapience.com.au/all-tags/money-habits)
- [ 🧠 Evolutionary Finance ](https://sapience.com.au/insights/evolutionary-finance)
- [ 🏠 Wealth Builders &amp; Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/how-we-think-about-our-money-dictates-so-many-of-our-responses-to-it)

1. [ Master the dark arts of using an Offset Account to reduce your mortgage](https://sapience.com.au/blog/master-the-dark-arts-of-using-an-offset-account-to-reduce-your-mortgage)
2. [ Do you get paid Super on your overtime?](https://sapience.com.au/blog/do-you-get-paid-super-on-your-overtime)
3. [ Is defacto inheritance tax hiding in your Super payout?](https://sapience.com.au/blog/defacto-inheritance-tax-hiding-in-your-super-payout)
4. [ What does a Comfortable Retirement actually cost?](https://sapience.com.au/blog/what-does-a-comfortable-retirement-actually-cost)
5. [ When can you get money out of Super early on compassionate grounds?](https://sapience.com.au/blog/when-can-you-get-money-out-of-super-early-on-compassionate-grounds)
6. [ Claim a tax deduction for making a personal contribution into your Super](https://sapience.com.au/blog/claim-a-tax-deduction-for-making-a-personal-contribution-into-your-super)
7. [ How to compare home loans](https://sapience.com.au/blog/how-to-compare-home-loans)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 35 of 73

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