--- title: "Search Blog by Month - Sapience Financial" description: "search our Sapience Financial archive of Blog Articles by month written" url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=132" date: "2026-06-24T20:08:30+00:00" language: "en-GB" --- [ ![new father shocked by arrival of newborn twins](https://sapience.com.au/images/blog/intro-trauma-informed-financial-advice-sapience-financial.jpg) ](https://sapience.com.au/start-here/good-mental-health-and-money-matters/trauma-informed-advice "Trauma Informed Financial Advice") ## [ Trauma Informed Financial Advice ](https://sapience.com.au/start-here/good-mental-health-and-money-matters/trauma-informed-advice) ### What is Trauma-Informed Financial Advice? Sapience Financial recognises while everyone is 'going through something,' some people are going through so much more. Trauma affects people differently and trauma-informed organisations are those who redesign their process and approach to serving their customers and supporting their team, so as to reduce and minimise the risk of re-traumatising a person by unnecessary and ill-considered business practices and customer and team interactions. > Nobody understands the impact of trauma, stigma or discrimination better than the person experiencing it. - [ trauma informed advice ](https://sapience.com.au/all-tags/trauma-informed-advice) - [ defactos ](https://sapience.com.au/all-tags/defactos) - [ financial advice ](https://sapience.com.au/all-tags/financial-advice) - [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance) [ Read more … ](https://sapience.com.au/start-here/good-mental-health-and-money-matters/trauma-informed-advice) [ ![teenager and dog playing](https://sapience.com.au/images/blog/intro-do-you-still-have-adult-children-living-at-home-sapience-financial.jpg) ](https://sapience.com.au/blog/do-you-still-have-adult-children-living-at-home "Do you still have Adult Children living at home?") ## [ Do you still have Adult Children living at home? ](https://sapience.com.au/blog/do-you-still-have-adult-children-living-at-home) --- ### Do you still have Adult Children living at home? It might be cultural, it might be essential, but it shouldn't put your ability to retire at risk. If you have Adult Children still living at home with you while you’re getting ready to retire, have you ever thought about how much money that costs and the effect it will have on your retirement savings? - [ money advice for the kids ](https://sapience.com.au/all-tags/money-advice-for-the-kids) - [ money habits ](https://sapience.com.au/all-tags/money-habits) - [ ⚖️ Estate Law & Succession Planning ](https://sapience.com.au/insights/estate-law-succession) [ Read more … ](https://sapience.com.au/blog/do-you-still-have-adult-children-living-at-home) [ ![father and beautiful daughter](https://sapience.com.au/images/blog/intro-supporting-the-siblings-of-people-living-with-a-disability-or-chronic-health-condition-sapience-financial.jpg) ](https://sapience.com.au/blog/supporting-the-siblings-of-people-living-with-a-disability-or-chronic-health-condition "Supporting the siblings of people living with a disability or chronic health condition") ## [ Supporting the siblings of people living with a disability or chronic health condition ](https://sapience.com.au/blog/supporting-the-siblings-of-people-living-with-a-disability-or-chronic-health-condition) --- ### Supporting the siblings of people living with a disability or chronic health condition ### Today there are 2.1 million Australians of working age (15 – 64 years) who are living with a chronic illness or have a disability; from mild to profound. So it's fair to assume there are also a lot of siblings of those same people living with a disability or chronic illness. - We often forget that for every person with a disability, **there’s probably a sibling or extended family member helping support them** or who act as the financial backup for that person too. - [ income protection ](https://sapience.com.au/all-tags/income-protection) - [ things parents think about ](https://sapience.com.au/all-tags/things-parents-think-about) - [ special needs ](https://sapience.com.au/all-tags/special-needs) - [ binding nominations ](https://sapience.com.au/all-tags/binding-nominations) - [ additional needs ](https://sapience.com.au/all-tags/additional-needs) - [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging) - [ ⚖️ Estate Law & Succession Planning ](https://sapience.com.au/insights/estate-law-succession) - [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance) [ Read more … ](https://sapience.com.au/blog/supporting-the-siblings-of-people-living-with-a-disability-or-chronic-health-condition) [ ![business owner looking at wall of numbers and charts](https://sapience.com.au/images/blog/intro-business-owners-and-partners-have-increased-risks-of-needing-to-claim-on-a-personal-insurance-policy-sapience-financial.jpg) ](https://sapience.com.au/partnership-risks "Business Owners & Partners increased risks of needing to claim on a personal insurance policy") ## [ Business Owners & Partners increased risks of needing to claim on a personal insurance policy ](https://sapience.com.au/partnership-risks) --- ### We all have to face the statistical realities of life. But did you know there are statistical realities for business too? ### The problem for business owners and professional partnerships is the concentration of people increases the risks they face and this needs to be managed. - There are some statistics in life that you simply need to know so you can make better choices. Most people wouldn't dream of traveling overseas without Travel Insurance to protect their luggage and their health. Nobody wants to be stranded overseas with no luggage or worse, in a foreign hospital hoping the local doctors have the right skills and medication (and sanitation standards) that are not going to put you at greater risk. - [ small business ](https://sapience.com.au/all-tags/small-business) - [ the numbers of life ](https://sapience.com.au/all-tags/the-numbers-of-life) - [ business partnerships ](https://sapience.com.au/all-tags/business-partnerships) - [ the numbers of business ](https://sapience.com.au/all-tags/the-numbers-of-business) - [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance) - [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership) [ Read more … ](https://sapience.com.au/partnership-risks) 1. [ Not running with Scissors and Credit Cards](https://sapience.com.au/blog/not-running-with-scissors-and-credit-cards) 2. [ Help! My ageing parents have no retirement savings](https://sapience.com.au/blog/help-my-ageing-parents-have-no-retirement-savings) 3. [ Confessions of a 13 year old loan shark](https://sapience.com.au/blog/confessions-of-a-13-year-old-loan-shark) 4. [ How we think about our money dictates many of our responses to it](https://sapience.com.au/blog/how-we-think-about-our-money-dictates-so-many-of-our-responses-to-it) 5. [ Master the dark arts of using an Offset Account to reduce your mortgage](https://sapience.com.au/blog/master-the-dark-arts-of-using-an-offset-account-to-reduce-your-mortgage) 6. [ Do you get paid Super on your overtime?](https://sapience.com.au/blog/do-you-get-paid-super-on-your-overtime) 7. [ Is defacto inheritance tax hiding in your Super payout?](https://sapience.com.au/blog/defacto-inheritance-tax-hiding-in-your-super-payout) ### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business) Page 34 of 73 ## Schema ```json { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home |", "item": "https://sapience.com.au" }, { "@type": "ListItem", "position": 2, "name": "Search Blog by Month", "item": "https://sapience.com.au/resources/search-blog-articles-by-month" } ] } ```